What does it cost to send money from United Kingdom to India?
We test a £200.00 personal bank transfer and rank the amount that reaches the recipient.
Most recent sweep15 Sept 2026, 10:10 UTCA new collection is scheduled every 24 hours
Most money delivered by a verified quote₹25,659TransferGo · receipt available
Gap between completed quotesPendingMeasured on the same £200.00 transfer
Companies on our watchlist3416 returned evidence · 1 can be compared directly
PROVIDER RESULTS
Today's quotes, including the misses
Xe appears first as our Best Rated service. Price order then follows comparable recipient amounts; unsupported calculators remain visible rather than quietly disappearing.
CompanyRate and visible feeWhat arrivesOur receipt
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Business Current Account public indicative rate plus published payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
ECB reference rate less Lloyds' published 2.60% margin, plus £15 online fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
ECB reference rate less Santander's published 3% markup, plus £25 payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
No receiptThe public journey failed or was unsupported
WR
WorldRemitThe public calculator asked this checking session for human verification
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
ACE
ACE Money TransferThe provider blocked automated collection of the public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PF
ProfeeWe could not reproduce a bank-funded quote on this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
XM
XoomA bank-funded public quote was not available outside the PayPal journey
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
OR
OrbitRemitThe provider's public verification step blocked this collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MG
MoneyGramThe estimator required a human-verification session
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
LF
LemFiThe public calculator was visible, but the provider blocked automated receipt collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
A provider button may earn us money. The receipt link does not; it opens the evidence we stored independently.
Open any proof link to see the screen behind the figure. A missing public quote is shown as unavailable, and the provider should be checked again before money leaves your account.
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BEFORE YOU PAY
Check the bank details for India
GB → IN · INR bank-account payout
Account formatAccount number plus an 11-character IFSC
Ask the recipient forRecipient name · Account number · IFSC
SWIFT/BICOften requested for a direct wire
Run a private format check +
Checked only in this browser. Nothing entered here is sent, logged or stored.
A format match cannot confirm the recipient, account ownership or that a payment is safe. Transfer companies may use local rails and ask for fewer fields than a direct bank wire.
HISTORY
What providers quoted before today
A fresh rate replaces the headline figure, not the record behind it.
CheckedProvider and transfer caseRecipient receivedEvidence
15 Sept 2026, 10:10 UTCWise £200.00 · bank transfer to bank deposit · indicative₹25,673View proof
15 Sept 2026, 10:10 UTCSantander UK £200.00 · bank transfer to bank deposit · indicative₹21,889View proof
15 Sept 2026, 10:10 UTCLloyds Bank Business £200.00 · bank transfer to bank deposit · indicative₹23,235View proof
15 Sept 2026, 10:10 UTCNatWest Business £200.00 · bank transfer to bank deposit · indicative₹23,278View proof
15 Sept 2026, 10:10 UTCTransferGo £200.00 · bank transfer to bank deposit · verified₹25,659View proof
15 Sept 2026, 10:10 UTCTaptap Send £200.00 · Debit card or supported local payment method to Destination quote; payout method varies · indicative₹25,880View proof
15 Sept 2026, 10:10 UTCInstarem £200.00 · bank transfer to bank deposit · promotion · indicative₹25,771View proof
15 Sept 2026, 10:10 UTCXe £200.00 · bank transfer to bank deposit · indicative₹25,861View proof
15 Sept 2026, 09:42 UTCPayPal £200.00 · bank transfer to bank deposit · indicative₹24,337View proof
15 Sept 2026, 09:40 UTCRemitly £200.00 · bank transfer to bank deposit · indicative₹25,553View proof
15 Sept 2026, 09:30 UTCSkrill £200.00 · bank transfer to bank deposit · indicative₹25,723View proof
15 Sept 2026, 09:21 UTCWestern Union £200.00 · bank transfer to bank deposit · indicative₹25,413View proof
15 Sept 2026, 09:20 UTCOFX £200.00 · bank transfer to bank deposit · indicative₹24,172View proof
15 Sept 2026, 09:20 UTCMonese £200.00 · bank transfer to bank deposit · indicative₹25,286View proof
15 Sept 2026, 09:20 UTCNationwide £200.00 · bank transfer to bank deposit · indicative₹23,442View proof
15 Sept 2026, 00:10 UTCHalifax £200.00 · bank transfer to bank deposit · indicative₹23,719View proof
14 Sept 2026, 14:30 UTCNatWest £200.00 · bank transfer to bank deposit · indicative₹25,231View proof
14 Sept 2026, 10:48 UTCWise £200.00 · bank transfer to bank deposit · indicative₹25,635View proof
14 Sept 2026, 10:48 UTCSantander UK £200.00 · bank transfer to bank deposit · indicative₹21,911View proof
14 Sept 2026, 10:48 UTCLloyds Bank Business £200.00 · bank transfer to bank deposit · indicative₹23,258View proof
14 Sept 2026, 10:46 UTCTransferGo £200.00 · bank transfer to bank deposit · verified₹25,630View proof
14 Sept 2026, 10:46 UTCTaptap Send £200.00 · Debit card or supported local payment method to Destination quote; payout method varies · indicative₹25,840View proof
14 Sept 2026, 10:46 UTCInstarem £200.00 · bank transfer to bank deposit · promotion · indicative₹25,672View proof
14 Sept 2026, 10:46 UTCXe £200.00 · bank transfer to bank deposit · indicative₹25,822View proof
REVIEWED BY
The names attached to this work
The checking desk produces the rate records. Finofin Limited is responsible for the published explanations and for correcting them when the evidence changes.