ST
Starling BankLocal bank networkRecheck with provider
1.16672Fee £1.10
€232.06Comparable completed bank-transfer quote
Open receipt16 Sept 2026, 10:01 UTC
Most money delivered by a verified quote€232.06Starling Bank · receipt available
Gap between completed quotes€2.12Measured on the same £200.00 transfer
Companies on our watchlist3416 returned evidence · 2 can be compared directly
PROVIDER RESULTS
Today's quotes, including the misses
Xe appears first as our Best Rated service. Price order then follows comparable recipient amounts; unsupported calculators remain visible rather than quietly disappearing.
CompanyRate and visible feeWhat arrivesOur receipt
AM
Atlantic MoneyBy 2026-09-18Recheck with provider
1.16717Fee £3.00
€229.94Comparable completed bank-transfer quote
Open receipt16 Sept 2026, 10:01 UTC
XE
XeNot a transfer quoteRecheck with provider
Best Rated1.16711Fee £0.00
€233.42Calculator evidence only
Open receipt16 Sept 2026, 10:01 UTC
Xe mid-market reference only. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
TS
Taptap SendCheck providerRecheck with provider
1.167Fee £0.00
€233.40Calculator evidence only
Open receipt16 Sept 2026, 10:01 UTC
Public destination calculator. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
IR
InstaremCheck providerRecheck with provider
1.1626Fee £0.00
€232.52Promotional quote, not ranked
Open receipt16 Sept 2026, 10:01 UTC
First-transfer Instarem offer. We keep the receipt, but a price available only to selected customers cannot win the standard table.
WI
WiseWise estimate PT1SRecheck with provider
1.16707Fee £1.18
€232.04Calculator evidence only
Open receipt16 Sept 2026, 10:01 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
MO
MoneseCheck providerRecheck with provider
1.16666Fee £4.00
€228.67Calculator evidence only
Open receipt16 Sept 2026, 09:20 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
WU
Western UnionCheck providerRecheck with provider
1.15366Fee £1.99
€228.44Calculator evidence only
Open receipt16 Sept 2026, 09:22 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
RBS
RBSCheck providerRecheck with provider
1.1393Fee £0.00
€227.86Calculator evidence only
Open receipt16 Sept 2026, 09:30 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
NW
NatWestCheck providerRecheck with provider
1.1393Fee £0.00
€227.86Calculator evidence only
Open receipt16 Sept 2026, 09:30 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
NWB
NatWest BusinessSEPA paymentRecheck with provider
1.13593Fee £0.50
€226.62Calculator evidence only
Open receipt16 Sept 2026, 10:01 UTC
Business Current Account public indicative rate plus published payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
SK
SkrillCheck providerRecheck with provider
1.11157Fee £0.00
€222.31Calculator evidence only
Open receipt16 Sept 2026, 09:31 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
OFX
OFXCheck providerRecheck with provider
1.14586Fee £7.00
€221.15Calculator evidence only
Open receipt16 Sept 2026, 09:21 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
NWD
NationwideCheck providerRecheck with provider
1.14026Fee £15.00
€210.95Calculator evidence only
Open receipt16 Sept 2026, 09:20 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
LB
Lloyds Bank BusinessOnline international paymentRecheck with provider
1.13812Fee £15.00
€210.55Calculator evidence only
Open receipt16 Sept 2026, 10:01 UTC
ECB reference rate less Lloyds' published 2.60% margin, plus £15 online fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
SAN
Santander UKInternational paymentRecheck with provider
1.13344Fee £25.00
€198.35Calculator evidence only
Open receipt16 Sept 2026, 10:01 UTC
ECB reference rate less Santander's published 3% markup, plus £25 payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
CF
CurrencyFairNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RIA
Ria Money TransferThe bank-funded public journey did not complete
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
TG
TransferGoNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
SX
SingXNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RM
RemitlyNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RE
RevolutNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
HSBC
HSBC UKHSBC shows the transferable customer rate only after sign-in or inside its app
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
BarclaysBarclays reveals the final rate inside the authenticated payment journey
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PP
PayPalNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
AS
Asda MoneyNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PS
PaysendNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
WR
WorldRemitThe public calculator asked this checking session for human verification
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
ACE
ACE Money TransferThe provider blocked automated collection of the public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PF
ProfeeWe could not reproduce a bank-funded quote on this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
XM
XoomA bank-funded public quote was not available outside the PayPal journey
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
OR
OrbitRemitThe provider's public verification step blocked this collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MG
MoneyGramThe estimator required a human-verification session
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
LF
LemFiThe public calculator was visible, but the provider blocked automated receipt collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
A provider button may earn us money. The receipt link does not; it opens the evidence we stored independently.
Open any proof link to see the screen behind the figure. A missing public quote is shown as unavailable, and the provider should be checked again before money leaves your account.
BEFORE YOU PAY
Check the bank details for Spain
GB → ES · EUR bank-account payout
Account format24-character ES IBAN
Ask the recipient forRecipient name · IBAN
SWIFT/BICSometimes requested
Run a private format check +
Checked only in this browser. Nothing entered here is sent, logged or stored.
A format match cannot confirm the recipient, account ownership or that a payment is safe. Transfer companies may use local rails and ask for fewer fields than a direct bank wire.
HISTORY
What providers quoted before today
A fresh rate replaces the headline figure, not the record behind it.
CheckedProvider and transfer caseRecipient receivedEvidence
16 Sept 2026, 10:01 UTCWise £200.00 · bank transfer to bank deposit · indicative€232.04View proof
16 Sept 2026, 10:01 UTCSantander UK £200.00 · bank transfer to bank deposit · indicative€198.35View proof
16 Sept 2026, 10:01 UTCLloyds Bank Business £200.00 · bank transfer to bank deposit · indicative€210.55View proof
16 Sept 2026, 10:01 UTCNatWest Business £200.00 · bank transfer to bank deposit · indicative€226.62View proof
16 Sept 2026, 10:01 UTCStarling Bank £200.00 · bank transfer to bank deposit · verified€232.06View proof
16 Sept 2026, 10:01 UTCTaptap Send £200.00 · Debit card or supported local payment method to Destination quote; payout method varies · indicative€233.40View proof
16 Sept 2026, 10:01 UTCInstarem £200.00 · bank transfer to bank deposit · promotion · indicative€232.52View proof
16 Sept 2026, 10:01 UTCAtlantic Money £200.00 · bank transfer to bank deposit · verified€229.94View proof
16 Sept 2026, 10:01 UTCXe £200.00 · bank transfer to bank deposit · indicative€233.42View proof
16 Sept 2026, 09:31 UTCSkrill £200.00 · bank transfer to bank deposit · indicative€222.31View proof
16 Sept 2026, 09:30 UTCRBS £200.00 · bank transfer to bank deposit · indicative€227.86View proof
16 Sept 2026, 09:30 UTCNatWest £200.00 · bank transfer to bank deposit · indicative€227.86View proof
16 Sept 2026, 09:22 UTCWestern Union £200.00 · bank transfer to bank deposit · indicative€228.44View proof
16 Sept 2026, 09:21 UTCOFX £200.00 · bank transfer to bank deposit · indicative€221.15View proof
16 Sept 2026, 09:20 UTCMonese £200.00 · bank transfer to bank deposit · indicative€228.67View proof
16 Sept 2026, 09:20 UTCNationwide £200.00 · bank transfer to bank deposit · indicative€210.95View proof
15 Sept 2026, 10:09 UTCWise £200.00 · bank transfer to bank deposit · indicative€232.25View proof
15 Sept 2026, 10:09 UTCSantander UK £200.00 · bank transfer to bank deposit · indicative€198.31View proof
15 Sept 2026, 10:09 UTCLloyds Bank Business £200.00 · bank transfer to bank deposit · indicative€210.51View proof
15 Sept 2026, 10:09 UTCNatWest Business £200.00 · bank transfer to bank deposit · indicative€226.84View proof
15 Sept 2026, 10:09 UTCStarling Bank £200.00 · bank transfer to bank deposit · verified€232.28View proof
15 Sept 2026, 10:09 UTCTaptap Send £200.00 · Debit card or supported local payment method to Destination quote; payout method varies · indicative€233.60View proof
15 Sept 2026, 10:08 UTCInstarem £200.00 · bank transfer to bank deposit · promotion · indicative€232.80View proof
15 Sept 2026, 10:08 UTCAtlantic Money £200.00 · bank transfer to bank deposit · verified€230.12View proof