Evidence summary
What this evidence shows
No recent price evidence is available for Monese in this review. This does not establish that the provider cannot offer your transfer; request a quote for your amount and payment method.
- Collected route records in the past 36 hours
- Not available
- Indicative estimates
- Not available
- Quotes eligible for price ranking
- Not available
- Price wins where a rival was captured
- Not assessed
- Latest included capture
These counts use a rolling 36-hour window. Route tables rank today’s UTC records and retain older results in grey. Modelled prices, converter rates and introductory offers cannot win this standard comparison. A captured quote is not a guarantee of the price available when you send. Inspect the dated receipts.
Published pricing model
Plan-based currency conversion and transfer pricing shown in the app.
Service assessment dated .
Read the provider’s source documentsCustomer evidence
Trustpilot · Monese account and app reviews, checked . The profile covers the whole company, including products beyond transfers.
These are self-selected reports, not independently verified transfer outcomes. Read the reported strengths, concerns and source limits.
Where Monese makes sense
- Best for
- Customers who use the account, card and transfers regularly across the UK and Europe.
- Less suitable for
- A one-off transfer where a subscription or plan allowance adds unnecessary cost.
- Where the rate cost sits
- Plan-based currency conversion and transfer pricing shown in the app.
- What the fee tells you
- Monthly plan and usage charges vary. International transfer allowances and conversion fees depend on plan.
- Delivery
- Account and bank-transfer timing depends on currency and destination.
- Access
- Mobile GBP and euro accounts with cards and international features.
How Monese's quote can flatter or disappoint
Monese is best understood as an account subscription, not a standalone transfer engine. Someone using its card and account every week may spread the monthly cost across several benefits. Someone sending £200 once cannot.
The transfer review therefore needs the customer's plan and remaining allowance. A no-extra-fee transfer on a paid plan is not economically free, but nor should the entire monthly fee be assigned to one payment for a regular user.
Where no public quote is captured today, the table shows the latest matching saved result in grey with its original date. If no matching result exists, Monese appears only in the coverage note.
Customer feedback
What customers report about Monese
Monese's reviews cover the account and app as a whole. Positive accounts in the sample described easy applications and an app that was simple to use. A contrasting customer report described transfer charges, a payment that took several days to reappear and slow communication while seeking help. The report does not establish which international route or tariff applied. It is a reason to inspect the terms of the payment you intend to make, rather than to treat the review's fee example as Monese's universal price.
The linked profile covers the whole company, including products beyond international transfers. Its score is not a transfer-only rating.
Any customer score shown belongs to the source platform and is separate from our editorial rating. Public reviews are self-selected reports, not a representative customer survey; we have not independently verified each reported experience.
What customers value
- Customers described a straightforward application process.
- Reviewers liked the app's ease of use for everyday money management.
What to check before sending
- One reviewer reported a payment delay before funds reappeared.
- The same account criticised transfer charges and slow support communication.
What this means for your comparison
Monese may suit someone who wants an account alongside transfers, but compare the transfer under your own plan. Check the final recipient amount and how the payment will be funded. If you are choosing it mainly to send abroad, give route-specific evidence more weight than a broad account score or reviews about opening the app.
Selected invited and unprompted account reviews. The critical payment account does not identify a comparable route, so no general fee or speed claim is made.
Sources and review context
Where it works well
- Accessible mobile-account proposition
- Useful for cross-border residents
- Account and transfer features together
Where the value thins out
- Plan pricing complicates one-transfer comparisons
- Public live quotes are limited
- Coverage is narrower than a global specialist
The latest Monese figures we can reproduce
Each row is the newest matching record returned within the rolling 36-hour window. The receipt shows the provider screen or calculation behind it, including the time we saw it. This window can include the previous UTC day.
Monese remains here because UK customers will still encounter it. A rate will appear only when the amount and payment method can be recorded with a time and receipt.
Provider comparison
Compare the service behind the quote
Choose two companies to compare pricing terms, practical limits and customer feedback. The better fit depends on the transfer you need to make.
- Best suited to
- Monese
Customers who use the account, card and transfers regularly across the UK and Europe.
- Revolut
Existing Revolut users, weekday exchanges within plan limits and people who hold several currencies.
- Where it may not fit
- Monese
A one-off transfer where a subscription or plan allowance adds unnecessary cost.
- Revolut
A one-screen public comparison, since the final transferable quote normally sits inside the app.
- Exchange-rate model
- Monese
Plan-based currency conversion and transfer pricing shown in the app.
- Revolut
Revolut applies its own exchange rate. It says the rate reflects market conditions, the amount and its costs.
- Fees to compare
- Monese
Monthly plan and usage charges vary. International transfer allowances and conversion fees depend on plan.
- Revolut
Standard customers have a £1,000 monthly exchange allowance before a 1% fair-usage fee. Plus has £3,000 before 0.5%. Weekend fees can also apply. International payment fees vary by route.
- Delivery
- Monese
Account and bank-transfer timing depends on currency and destination.
- Revolut
Instant between Revolut users. Local, SEPA and international bank-payment times differ by destination and rail.
- Access and eligibility
- Monese
Mobile GBP and euro accounts with cards and international features.
- Revolut
App-led personal and business accounts with multi-currency balances, cards and local or international payments.
- Customer feedback
- Monese
Monese's reviews cover the account and app as a whole. Positive accounts in the sample described easy applications and an app that was simple to use. A contrasting customer report described transfer charges, a payment that took several days to reappear and slow communication while seeking help. The report does not establish which international route or tariff applied. It is a reason to inspect the terms of the payment you intend to make, rather than to treat the review's fee example as Monese's universal price.
Trustpilot · Monese account and app reviewsPublished score: 4.354,291 reviewsChecked
Whole-company profile; includes other products
Read the customer-feedback assessment - Revolut
Revolut's large review profile covers a global app and account service, including cards and travel spending. Customers in the sample liked its interface, ease of use and currency features for travel. Negative accounts expressed dissatisfaction with support and the handling of a disputed card payment. These are different activities with different terms and protections. The aggregate cannot establish how a UK bank-funded international transfer will perform, and praise for exchange rates does not confirm the price available under your plan at the moment you send.
Trustpilot · Revolut, global app and account reviewsPublished score: 4.7465,664 reviewsChecked
Whole-company profile; includes other products
Read the customer-feedback assessment
These are service and pricing models, not live quotes. Use current verified quotes for the same route, funding method and payout method to compare the total paid with the amount the recipient receives.
Customer scores belong to the linked review sources and are separate from our editorial ratings. Review profiles can cover different products, countries and periods, so their scores do not establish an overall winner.
What to price beside Monese
Revolut can be very good value for an existing customer exchanging within the plan allowance. Go beyond that allowance, or exchange at the weekend, and the apparently simple price develops rather more moving parts.
Read the Revolut rate review →Wise remains the cleanest yardstick for an ordinary bank transfer. It uses the mid-market rate and places its charge in view, so there is less detective work between the advertised rate and the amount delivered.
Read the Wise rate review →Starling is unusually straight with UK customers: a 0.4% conversion charge sits beside the delivery fee. That does not always make it cheapest, but it does spare customers the usual bank-rate archaeology.
Read the Starling Bank rate review →Monese's own pricing documents
These pages describe the published terms. The corridor table is gathered separately, so a provider's explanation never substitutes for the quote it gives us.
- UK plan pricingMonese