ORIGINAL UK RESEARCH

What the evidence says about transfer costs

Compare saved provider offers, examine historical World Bank costs and follow each finding back to its source. Our weekly checks and longer studies answer different questions, with their dates and limits kept beside the figures.

DATA EDITION

How costs differ across 33 UK transfer corridors

In the Q3 2025 World Bank sample, services to low-income destinations cost more on average than services to high-income destinations. India and Pakistan complicate the pattern. We examine 791 service records and compare the same provider across different routes.

See which routes break the pattern →
72% higher average service cost: low-income versus high-income destinations33 official UK corridors791 Q3 2025 UK service observations8 named provider comparisons
NEW DATA EDITION

The £2.10 cash-delivery difference in the historical sample

Cash delivery is associated with an adjusted cost difference of about £2.10 per modelled £200 transfer in the Q3 2025 sample. The study separates that estimate from 17 tightly matched offers and explores financial-access context.

Read the cash comparison →
£2.10 adjusted cash premium17 tightly matched offers0.71 unbanked to cash correlation33 destination context panel
WEEKLY PROVIDER EVIDENCEFive routes, seven days, every receipt

Compare historical £200 checks for Spain, the United States, India, Pakistan and the Philippines. Daily payout ranges need at least two qualifying providers checked within one hour.

Explore the weekly report and download its data →
BUILD YOUR OWN COMPARISONPrice evidence beside customer experience

Compare two companies across delivery, support and customer-review themes. Each source keeps its date and scope, including reviews of wider bank-account services.

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RESEARCH TEAM

The names attached to this work

The checking desk produces the rate records. Finofin Limited is responsible for the published explanations and for correcting them when the evidence changes.

AR
Alon RajicPublisher and research leadBackground and responsibilities →
RG
Russell GousHead of contentBackground and responsibilities →