The expensive route is rarely expensive by accident
We use World Bank records and our own provider checks to find where the extra pounds go. Some differences come from cash networks or thin currency markets. Others look much more like pricing power.
Why a poorer destination can cost 72% more
UK services to low-income countries cost more on average, but India and Pakistan complicate the tidy explanation. We examine 791 service records and compare the same provider across different routes.
See which routes break the pattern →The extra £2.10 paid by people who need cash
Cash collection adds about £2.10 to a £200 transfer after allowing for the company and destination. We then test how that premium sits beside account ownership and local payment access.
Read the cash comparison →A 90-day record of how quickly customer rates improve when sterling rises, and how quickly they worsen when it falls.
A route-level count of advertised companies against reproducible prices, including the providers that land within 1% of the daily winner.