Evidence summary
What this evidence shows
No recent price evidence is available for Revolut in this review. This does not establish that the provider cannot offer your transfer; request a quote for your amount and payment method.
- Collected route records in the past 36 hours
- Not available
- Indicative estimates
- Not available
- Quotes eligible for price ranking
- Not available
- Price wins where a rival was captured
- Not assessed
- Latest included capture
These counts use a rolling 36-hour window. Route tables rank today’s UTC records and retain older results in grey. Modelled prices, converter rates and introductory offers cannot win this standard comparison. A captured quote is not a guarantee of the price available when you send. Inspect the dated receipts.
Published pricing model
Revolut applies its own exchange rate. It says the rate reflects market conditions, the amount and its costs.
Service assessment dated .
Read the provider’s source documentsCustomer evidence
Trustpilot · Revolut, global app and account reviews, checked . The profile covers the whole company, including products beyond transfers.
These are self-selected reports, not independently verified transfer outcomes. Read the reported strengths, concerns and source limits.
Where Revolut makes sense
- Best for
- Existing Revolut users, weekday exchanges within plan limits and people who hold several currencies.
- Less suitable for
- A one-screen public comparison, since the final transferable quote normally sits inside the app.
- Where the rate cost sits
- Revolut applies its own exchange rate. It says the rate reflects market conditions, the amount and its costs.
- What the fee tells you
- Standard customers have a £1,000 monthly exchange allowance before a 1% fair-usage fee. Plus has £3,000 before 0.5%. Weekend fees can also apply. International payment fees vary by route.
- Delivery
- Instant between Revolut users. Local, SEPA and international bank-payment times differ by destination and rail.
- Access
- App-led personal and business accounts with multi-currency balances, cards and local or international payments.
How Revolut's quote can flatter or disappoint
Revolut cannot be reduced to one exchange-rate margin. The answer changes with the customer's plan, the amount already exchanged in that rolling month and whether the conversion occurs during the weekend window. A Standard customer converting £200 on a weekday below the allowance can face a very different price from someone converting £2,000 after using the allowance.
This is why a live app quote matters. The international payment itself can also carry a route-specific fee even when the currency conversion appears inexpensive. Revolut's Pay All Fees option can improve certainty on some Swift routes, while ordinary intermediary charges remain outside the neat headline exchange calculation.
For an existing user, the convenience is hard to dismiss. Currency can be held before payment, transfers between Revolut users are instant and the same account handles travel spending. A new customer making one transfer should still compare the recipient amount with Wise, Xe and a route specialist before choosing a paid plan for the sake of one exchange.
Customer feedback
What customers report about Revolut
Revolut's large review profile covers a global app and account service, including cards and travel spending. Customers in the sample liked its interface, ease of use and currency features for travel. Negative accounts expressed dissatisfaction with support and the handling of a disputed card payment. These are different activities with different terms and protections. The aggregate cannot establish how a UK bank-funded international transfer will perform, and praise for exchange rates does not confirm the price available under your plan at the moment you send.
The linked profile covers the whole company, including products beyond international transfers. Its score is not a transfer-only rating.
Any customer score shown belongs to the source platform and is separate from our editorial rating. Public reviews are self-selected reports, not a representative customer survey; we have not independently verified each reported experience.
What customers value
- Customers praised an easy-to-use app and convenient account management.
- Travel users valued the currency and card features.
What to check before sending
- A sampled reviewer was dissatisfied with the support received.
- Another criticised the handling of a card-payment dispute.
What this means for your comparison
Compare Revolut using your actual plan and the final transfer screen. The relevant figure is what the recipient gets after the applicable conversion and payment charges. Its app reputation may help you assess convenience, but separate card and travel feedback from international-transfer evidence, especially when comparing it with a provider whose reviews focus mainly on remittances.
Whole-company, multinational profile with varied products and review invitations. Selected customer opinions do not establish UK transfer reliability or current pricing.
Sources and review context
Where it works well
- Very convenient for existing account holders
- Clear plan allowances and in-app confirmation
- Strong multi-currency account and card features
Where the value thins out
- Plan and weekend rules make headline pricing incomplete
- Public pages do not expose every final quote
- Intermediary fees can affect some Swift payments
The latest Revolut figures we can reproduce
Each row is the newest matching record returned within the rolling 36-hour window. The receipt shows the provider screen or calculation behind it, including the time we saw it. This window can include the previous UTC day.
Revolut remains here because UK customers will still encounter it. A rate will appear only when the amount and payment method can be recorded with a time and receipt.
Provider comparison
Compare the service behind the quote
Choose two companies to compare pricing terms, practical limits and customer feedback. The better fit depends on the transfer you need to make.
- Best suited to
- Revolut
Existing Revolut users, weekday exchanges within plan limits and people who hold several currencies.
- Wise
Transparent bank-to-bank transfers, multi-currency balances and customers who want the rate and fee separated.
- Where it may not fit
- Revolut
A one-screen public comparison, since the final transferable quote normally sits inside the app.
- Wise
Cash collection and customers who assume every funding method costs the same.
- Exchange-rate model
- Revolut
Revolut applies its own exchange rate. It says the rate reflects market conditions, the amount and its costs.
- Wise
The mid-market exchange rate is used for the conversion. Wise does not add a hidden rate margin to a standard transfer.
- Fees to compare
- Revolut
Standard customers have a £1,000 monthly exchange allowance before a 1% fair-usage fee. Plus has £3,000 before 0.5%. Weekend fees can also apply. International payment fees vary by route.
- Wise
A variable fee combines a small fixed element with a percentage that changes by currency, amount and payment method. Volume discounts can reduce the percentage on large transfers.
- Delivery
- Revolut
Instant between Revolut users. Local, SEPA and international bank-payment times differ by destination and rail.
- Wise
Often seconds or the same day on supported local routes. Swift-funded or less liquid routes can take longer.
- Access and eligibility
- Revolut
App-led personal and business accounts with multi-currency balances, cards and local or international payments.
- Wise
Website and app, personal and business accounts, local receiving details in selected currencies and transfers from small to multi-million-pound amounts.
- Customer feedback
- Revolut
Revolut's large review profile covers a global app and account service, including cards and travel spending. Customers in the sample liked its interface, ease of use and currency features for travel. Negative accounts expressed dissatisfaction with support and the handling of a disputed card payment. These are different activities with different terms and protections. The aggregate cannot establish how a UK bank-funded international transfer will perform, and praise for exchange rates does not confirm the price available under your plan at the moment you send.
Trustpilot · Revolut, global app and account reviewsPublished score: 4.7465,664 reviewsChecked
Whole-company profile; includes other products
Read the customer-feedback assessment - Wise
Wise's visible reviews praise quick transfers, clear app navigation and convenient currency handling. The same profile also covers cards, travel spending and account access, so its score is broader than international transfers. Critical reviewers describe account restrictions, uncertain explanations and difficulty resolving disputed transactions; one also objects to debit-card funding costs. Wise replies that security and regulatory checks can restrict accounts. That is the company's explanation, not independent confirmation of what happened in any customer's case.
Trustpilot customer reviewsPublished score: 4.3301,645 reviewsChecked
Whole-company profile; includes other products
Read the customer-feedback assessment
These are service and pricing models, not live quotes. Use current verified quotes for the same route, funding method and payout method to compare the total paid with the amount the recipient receives.
Customer scores belong to the linked review sources and are separate from our editorial ratings. Review profiles can cover different products, countries and periods, so their scores do not establish an overall winner.
What to price beside Revolut
Wise remains the cleanest yardstick for an ordinary bank transfer. It uses the mid-market rate and places its charge in view, so there is less detective work between the advertised rate and the amount delivered.
Read the Wise rate review →Xe has the reach and support to handle far more than a routine £200 payment. Its public converter is useful, though it is not the rate a customer can necessarily book, a distinction the glossy chart leaves rather quiet.
Read the Xe rate review →Starling is unusually straight with UK customers: a 0.4% conversion charge sits beside the delivery fee. That does not always make it cheapest, but it does spare customers the usual bank-rate archaeology.
Read the Starling Bank rate review →Revolut's own pricing documents
These pages describe the published terms. The corridor table is gathered separately, so a provider's explanation never substitutes for the quote it gives us.
- Standard plan feesRevolut UK
- Exchange fees and limitsRevolut Help