What a week of transfer checks can tell you

Across 7 comparable days, the median gap between the highest and lowest observed recipient amounts was 0.92%. We retained 104 provider-day records across 7 of the seven days.

The gap is relative to the highest observed payout. It is not an exchange-rate markup or a whole-market saving. A provider must qualify for the day and the set of qualifying checks must fall within one hour.

Across 7 comparable days, the median gap between the highest and lowest observed recipient amounts was 0.93%. We retained 123 provider-day records across 7 of the seven days.

The gap is relative to the highest observed payout. It is not an exchange-rate markup or a whole-market saving. A provider must qualify for the day and the set of qualifying checks must fall within one hour.

The saved evidence does not support a daily price comparison for this week. We retained 113 provider-day records across 7 of seven days; the table below explains which comparison checks were not met.

The gap is relative to the highest observed payout. It is not an exchange-rate markup or a whole-market saving. A provider must qualify for the day and the set of qualifying checks must fall within one hour.

The saved evidence does not support a daily price comparison for this week. We retained 72 provider-day records across 7 of seven days; the table below explains which comparison checks were not met.

The gap is relative to the highest observed payout. It is not an exchange-rate markup or a whole-market saving. A provider must qualify for the day and the set of qualifying checks must fall within one hour.

The saved evidence does not support a daily price comparison for this week. We retained 100 provider-day records across 7 of seven days; the table below explains which comparison checks were not met.

The gap is relative to the highest observed payout. It is not an exchange-rate markup or a whole-market saving. A provider must qualify for the day and the set of qualifying checks must fall within one hour.

One transfer case, seven separate daily comparisons

We use the latest usable matching receipt for each provider, route and UTC day. The transfer case is £200 funded by bank transfer and paid into a bank account. Records must match the route, currencies and amount. Invalid records are excluded.

A qualifying observation is stored as verified and non-promotional. Calculator estimates, introductory offers and other payment methods remain visible in the evidence but cannot set the daily payout range. If a later indicative result replaces an earlier verified result on the same day, we keep the later result; we do not revive the more favourable earlier evidence.

We compare a day only when it has at least two qualifying providers and all their final checks fall within 60 minutes. Rates can still move inside that window. Superseded receipts are assessed for the day they were captured, so an old receipt can support a historical comparison without becoming a current quote.

The daily gap is 100 × (highest payout − lowest payout) ÷ highest payout. The weekly figure is the median of the qualifying daily gaps, with the number of comparable days stated beside it. We do not combine nominal payouts in different currencies or infer a fee against a mid-market rate from this gap.

Coverage depends on which public provider sources could be checked and retained. A missing result does not show that a provider is unavailable or expensive. Fees, eligibility and the final checkout price can change; use the latest route page before making a transfer. The original receipts describe the evidence source, including any published-rate or fee-schedule inputs.

Dated editions are reconstructed from the retained archive. Corrections or invalidated receipts can change an edition. When citing a number, retain the downloaded data and state the date accessed.

Cite this report

Online Money Transfer, Finofin Limited. Weekly UK transfer-cost evidence: week ending 4 Oct 2026. Observation period ends 2026-10-04. https://onlinemoneytransfer.co.uk/research/weekly-transfer-costs/2026-10-04. Accessed 10 Oct 2026.

Quote the destination and number of comparable days with any median gap. Link to the dated edition and its source receipts.

Available weekly editions