AM
Atlantic MoneyBy 2026-09-22Recheck with provider
1.889Fee £3.00
A$372.14Comparable completed bank-transfer quote
Open receipt16 Sept 2026, 10:01 UTC
Most money delivered by a verified quoteA$372.14Atlantic Money · receipt available
Gap between completed quotesA$6.38Measured on the same £200.00 transfer
Companies on our watchlist3421 returned evidence · 2 can be compared directly
PROVIDER RESULTS
Today's quotes, including the misses
Xe appears first as our Best Rated service. Price order then follows comparable recipient amounts; unsupported calculators remain visible rather than quietly disappearing.
CompanyRate and visible feeWhat arrivesOur receipt
ST
Starling BankSWIFT transferRecheck with provider
1.88829Fee £6.30
A$365.76Comparable completed bank-transfer quote
Open receipt16 Sept 2026, 10:01 UTC
XE
XeNot a transfer quoteRecheck with provider
Best Rated1.8889Fee £0.00
A$377.78Calculator evidence only
Open receipt16 Sept 2026, 10:01 UTC
Xe mid-market reference only. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
IR
InstaremCheck providerRecheck with provider
1.8816Fee £0.00
A$376.32Promotional quote, not ranked
Open receipt16 Sept 2026, 10:01 UTC
First-transfer Instarem offer. We keep the receipt, but a price available only to selected customers cannot win the standard table.
TS
Taptap SendCheck providerRecheck with provider
1.88Fee £0.00
A$376.00Calculator evidence only
Open receipt16 Sept 2026, 10:01 UTC
Public destination calculator. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
WI
WiseWise estimate PT1SRecheck with provider
1.88873Fee £1.26
A$375.37Calculator evidence only
Open receipt16 Sept 2026, 10:02 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
HSBC
HSBCCheck providerRecheck with provider
1.87182Fee £0.00
A$374.36Calculator evidence only
Open receipt15 Sept 2026, 15:48 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
RM
RemitlyCheck providerRecheck with provider
1.87452Fee £0.99
A$373.05Calculator evidence only
Open receipt16 Sept 2026, 09:40 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
SK
SkrillCheck providerRecheck with provider
1.85192Fee £0.00
A$370.38Calculator evidence only
Open receipt16 Sept 2026, 09:30 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
MO
MoneseCheck providerRecheck with provider
1.88872Fee £4.00
A$370.19Calculator evidence only
Open receipt16 Sept 2026, 09:20 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
RBS
RBSCheck providerRecheck with provider
1.84522Fee £0.00
A$369.04Calculator evidence only
Open receipt16 Sept 2026, 09:30 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
NW
NatWestCheck providerRecheck with provider
1.84522Fee £0.00
A$369.04Calculator evidence only
Open receipt16 Sept 2026, 09:30 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
BarclaysCheck providerRecheck with provider
1.83779Fee £0.00
A$367.56Calculator evidence only
Open receipt15 Sept 2026, 12:11 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
WU
Western UnionCheck providerRecheck with provider
1.86253Fee £2.99
A$366.94Calculator evidence only
Open receipt16 Sept 2026, 09:20 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
OFX
OFXCheck providerRecheck with provider
1.85802Fee £7.00
A$358.60Calculator evidence only
Open receipt16 Sept 2026, 09:20 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
PP
PayPalCheck providerRecheck with provider
1.81165Fee £2.99
A$356.91Calculator evidence only
Open receipt16 Sept 2026, 09:36 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
LL
LloydsCheck providerRecheck with provider
1.82042Fee £9.50
A$346.79Calculator evidence only
Open receipt15 Sept 2026, 12:47 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
NWD
NationwideCheck providerRecheck with provider
1.84714Fee £15.00
A$341.72Calculator evidence only
Open receipt16 Sept 2026, 09:20 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
LB
Lloyds Bank BusinessOnline international paymentRecheck with provider
1.84307Fee £15.00
A$340.97Calculator evidence only
Open receipt16 Sept 2026, 10:02 UTC
ECB reference rate less Lloyds' published 2.60% margin, plus £15 online fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
NWB
NatWest BusinessInternational paymentRecheck with provider
1.8381Fee £15.00
A$340.05Calculator evidence only
Open receipt16 Sept 2026, 10:01 UTC
Business Current Account public indicative rate plus published payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
SAN
Santander UKInternational paymentRecheck with provider
1.8355Fee £25.00
A$321.21Calculator evidence only
Open receipt16 Sept 2026, 10:02 UTC
ECB reference rate less Santander's published 3% markup, plus £25 payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
CF
CurrencyFairNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RIA
Ria Money TransferThe bank-funded public journey did not complete
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
TG
TransferGoNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
SX
SingXNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RE
RevolutNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
HSBC
HSBC UKHSBC shows the transferable customer rate only after sign-in or inside its app
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
AS
Asda MoneyNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PS
PaysendNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
WR
WorldRemitThe public calculator asked this checking session for human verification
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
ACE
ACE Money TransferThe provider blocked automated collection of the public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PF
ProfeeWe could not reproduce a bank-funded quote on this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
XM
XoomA bank-funded public quote was not available outside the PayPal journey
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
OR
OrbitRemitThe provider's public verification step blocked this collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MG
MoneyGramThe estimator required a human-verification session
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
LF
LemFiThe public calculator was visible, but the provider blocked automated receipt collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
A provider button may earn us money. The receipt link does not; it opens the evidence we stored independently.
Open any proof link to see the screen behind the figure. A missing public quote is shown as unavailable, and the provider should be checked again before money leaves your account.
BEFORE YOU PAY
Check the bank details for Australia
GB → AU · AUD bank-account payout
Account formatAccount number plus a 6-digit BSB
Ask the recipient forRecipient name · BSB · Account number
SWIFT/BICOften requested for a direct wire
Run a private format check +
Checked only in this browser. Nothing entered here is sent, logged or stored.
A format match cannot confirm the recipient, account ownership or that a payment is safe. Transfer companies may use local rails and ask for fewer fields than a direct bank wire.
HISTORY
What providers quoted before today
A fresh rate replaces the headline figure, not the record behind it.
CheckedProvider and transfer caseRecipient receivedEvidence
16 Sept 2026, 10:02 UTCWise £200.00 · bank transfer to bank deposit · indicativeA$375.37View proof
16 Sept 2026, 10:02 UTCSantander UK £200.00 · bank transfer to bank deposit · indicativeA$321.21View proof
16 Sept 2026, 10:02 UTCLloyds Bank Business £200.00 · bank transfer to bank deposit · indicativeA$340.97View proof
16 Sept 2026, 10:01 UTCNatWest Business £200.00 · bank transfer to bank deposit · indicativeA$340.05View proof
16 Sept 2026, 10:01 UTCStarling Bank £200.00 · bank transfer to bank deposit · verifiedA$365.76View proof
16 Sept 2026, 10:01 UTCTaptap Send £200.00 · Debit card or supported local payment method to Destination quote; payout method varies · indicativeA$376.00View proof
16 Sept 2026, 10:01 UTCInstarem £200.00 · bank transfer to bank deposit · promotion · indicativeA$376.32View proof
16 Sept 2026, 10:01 UTCAtlantic Money £200.00 · bank transfer to bank deposit · verifiedA$372.14View proof
16 Sept 2026, 10:01 UTCXe £200.00 · bank transfer to bank deposit · indicativeA$377.78View proof
16 Sept 2026, 09:40 UTCRemitly £200.00 · bank transfer to bank deposit · indicativeA$373.05View proof
16 Sept 2026, 09:36 UTCPayPal £200.00 · bank transfer to bank deposit · indicativeA$356.91View proof
16 Sept 2026, 09:30 UTCRBS £200.00 · bank transfer to bank deposit · indicativeA$369.04View proof
16 Sept 2026, 09:30 UTCNatWest £200.00 · bank transfer to bank deposit · indicativeA$369.04View proof
16 Sept 2026, 09:30 UTCSkrill £200.00 · bank transfer to bank deposit · indicativeA$370.38View proof
16 Sept 2026, 09:20 UTCMonese £200.00 · bank transfer to bank deposit · indicativeA$370.19View proof
16 Sept 2026, 09:20 UTCOFX £200.00 · bank transfer to bank deposit · indicativeA$358.60View proof
16 Sept 2026, 09:20 UTCWestern Union £200.00 · bank transfer to bank deposit · indicativeA$366.94View proof
16 Sept 2026, 09:20 UTCNationwide £200.00 · bank transfer to bank deposit · indicativeA$341.72View proof
15 Sept 2026, 15:48 UTCHSBC £200.00 · bank transfer to bank deposit · indicativeA$374.36View proof
15 Sept 2026, 12:47 UTCLloyds £200.00 · bank transfer to bank deposit · indicativeA$346.79View proof
15 Sept 2026, 12:11 UTCBarclays £200.00 · bank transfer to bank deposit · indicativeA$367.56View proof
15 Sept 2026, 10:09 UTCWise £200.00 · bank transfer to bank deposit · indicativeA$375.75View proof
15 Sept 2026, 10:09 UTCSantander UK £200.00 · bank transfer to bank deposit · indicativeA$321.30View proof
15 Sept 2026, 10:09 UTCLloyds Bank Business £200.00 · bank transfer to bank deposit · indicativeA$341.06View proof