What Remitly has shown on monitored routes
A win requires a completed, non-promotional quote at the same sending amount. Converter rates and modelled bank prices remain useful evidence, though neither is allowed to wear the winner's badge.
Where Remitly makes sense
- Best for
- Family remittances where delivery choice and local payout coverage matter.
- Less suitable for
- Customers comparing a promotional first transfer with competitors' standard repeat pricing.
- Where the rate cost sits
- A route-specific customer exchange rate. New-customer promotional rates can apply to a capped first-transfer amount.
- What the fee tells you
- Route and delivery dependent. UK examples commonly show a fixed fee, while first-transfer promotions may remove it.
- Delivery
- Express and economy-style options vary by corridor. Remitly advertises a delivery-time guarantee on eligible transfers.
- Access
- Website and app, with bank deposits, cash pickup, mobile money and other local delivery methods where available.
How Remitly's quote can flatter or disappoint
Remitly competes on the last mile as much as on foreign exchange. A slightly weaker bank-deposit rate may still be useful if the recipient needs a cash counter, mobile wallet or specific local bank network. That breadth is not captured by a rate-only league table.
The main comparison trap is the welcome offer. A promotional exchange rate, no-fee first transfer or limited boosted amount is a real offer, but it is not the price a regular customer receives. We preserve promotional evidence while excluding it from the standard winner when the quote cannot be reproduced by an existing customer.
For a recurring family payment, check the second-transfer price and the required payout method. Compare the final amount received, not the fee in isolation. A £1.99 fee paired with a stronger rate can beat a £0 fee paired with a wider conversion margin.
Where it works well
- Wide range of recipient delivery methods
- Useful route-level pricing pages
- Transfer tracking and delivery guarantee
Where the value thins out
- Promotions can obscure the ordinary repeat price
- Rates differ by payout and funding method
- Not designed as a broad multi-currency account
The latest Remitly figures we can reproduce
Each row is the newest record for that route. The receipt shows the provider screen or calculation behind it, including the time we saw it.
| Route | Sent | Visible fee | Amount delivered | Against the best completed quote | Receipt |
|---|---|---|---|---|---|
| United States → United Kingdombank transfer · bank deposit | US$1,000.00 | US$0.00 | £738.87Rate 0.738873 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:45 UTC |
| United States → Euro areabank transfer · bank deposit | US$1,000.00 | US$0.00 | €860.81Rate 0.860813 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:45 UTC |
| United States → Canadabank transfer · bank deposit | US$1,000.00 | US$0.00 | CA$1,388.40Rate 1.3884 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:44 UTC |
| United States → Australiabank transfer · bank deposit | US$1,000.00 | US$0.00 | A$1,393.00Rate 1.393 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:44 UTC |
| Canada → United Statesbank transfer · bank deposit | CA$1,350.00 | CA$0.00 | US$964.17Rate 0.7142 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| Canada → United Kingdombank transfer · bank deposit | CA$1,350.00 | CA$0.00 | £716.04Rate 0.5304 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| Australia → United Statesbank transfer · bank deposit | A$1,500.00 | A$1.49 | US$1,065.22Rate 0.71085 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| Australia → United Kingdombank transfer · bank deposit | A$1,500.00 | A$0.89 | £791.03Rate 0.527665 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → South Africabank transfer · bank deposit | £200.00 | £1.49 | ZAR 4,315.20Rate 21.737927 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → New Zealandbank transfer · bank deposit | £200.00 | £1.99 | NZ$460.95Rate 2.327926 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → United Arab Emiratesbank transfer · bank deposit | £200.00 | £1.99 | AED 975.95Rate 4.928779 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → United Statesbank transfer · bank deposit | £200.00 | £1.99 | US$265.18Rate 1.339201 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → Singaporebank transfer · bank deposit | £200.00 | £1.99 | SGD 338.54Rate 1.70969 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → Polandbank transfer · bank deposit | £200.00 | £0.99 | PLN 1,007.54Rate 5.062776 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → Pakistanbank transfer · bank deposit | £200.00 | £0.00 | PKR 74,762Rate 373.812 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → Philippinesbank transfer · bank deposit | £200.00 | £0.00 | ₱16,721Rate 83.60695 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → Indiabank transfer · bank deposit | £200.00 | £1.99 | ₹25,540Rate 128.982039 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
| United Kingdom → Hong Kongbank transfer · bank deposit | £200.00 | £2.49 | HK$2,079.60Rate 10.529101 | Non-standard evidence, not ranked | Open receipt16 Sept 2026, 09:40 UTC |
What to price beside Remitly
WorldRemit is useful when the recipient needs cash or mobile money rather than another bank account. Change the payout method and the price can change with it, so the exact delivery choice belongs in the quote.
Read the WorldRemit rate review →Ria combines a large cash network with a public calculator that exposes more than many rivals. Its shop counter and online journey carry different costs, so they should never be folded into one convenient headline.
Read the Ria Money Transfer rate review →Western Union can still put cash within reach almost anywhere. That network has a price, and the figure changes between online and agent transfers, making a generic “low fee” claim about as useful as it sounds.
Read the Western Union rate review →Remitly's own pricing documents
These pages describe the published terms. The corridor table is gathered separately, so a provider's explanation never substitutes for the quote it gives us.
- UK route pricing exampleRemitly
- UK money transfer serviceRemitly