What TransferGo has shown on monitored routes
A win requires a completed, non-promotional quote at the same sending amount. Converter rates and modelled bank prices remain useful evidence, though neither is allowed to wear the winner's badge.
Where TransferGo makes sense
- Best for
- Regular consumer and small-business transfers, especially UK and European routes.
- Less suitable for
- Customers who read a 'from' fee as the guaranteed price for every currency.
- Where the rate cost sits
- TransferGo applies a small markup to the mid-market rate. In-account and business pricing can differ from direct consumer transfers.
- What the fee tells you
- International and in-account conversion pricing starts from published percentages, with delivery or card fees on some options.
- Delivery
- Instant between TransferGo accounts, with next-day and faster paid options for external recipients.
- Access
- Personal and business transfers plus GBP, EUR, PLN and RON balances.
How TransferGo's quote can flatter or disappoint
TransferGo has moved beyond a single transfer form into a small multi-currency account. That can help repeat users who receive and hold GBP or European currencies, but the review still starts with the transfer quote.
Its pricing page states that personal conversion and international-transfer pricing starts from 0.5%, while some in-account conversion starts lower. Business pricing can begin around 0.35%. The word 'from' matters: the destination, method and speed decide the actual figure.
A next-business-day bank transfer and an urgent card payout should not be ranked as identical services. Our evidence records the method and delivery label so readers can see what was actually compared.
Where it works well
- Useful delivery choices
- Published starting margins
- Multi-currency and business features
Where the value thins out
- Starting prices are not the price of every route
- Card delivery can carry third-party costs
- Currency balances remain narrower than Wise or Revolut
The latest TransferGo figures we can reproduce
Each row is the newest record for that route. The receipt shows the provider screen or calculation behind it, including the time we saw it.
| Route | Sent | Visible fee | Amount delivered | Against the best completed quote | Receipt |
|---|---|---|---|---|---|
| United Kingdom → Indiabank transfer · bank deposit | £200.00 | £1.19 | ₹25,463Rate 128.0778 | Best completed result | Open receipt31 Jul 2026, 08:11 UTC |
| Poland → United Kingdombank transfer · bank deposit | PLN 3,600.00 | PLN 0.00 | £710.74Rate 0.19743 | Calculator evidence | Open receipt31 Jul 2026, 08:12 UTC |
| Portugal → United Kingdombank transfer · bank deposit | €850.00 | €0.00 | £724.59Rate 0.85246 | Calculator evidence | Open receipt31 Jul 2026, 08:12 UTC |
| Netherlands → United Kingdombank transfer · bank deposit | €850.00 | €0.00 | £724.59Rate 0.85246 | Calculator evidence | Open receipt31 Jul 2026, 08:12 UTC |
| Italy → United Kingdombank transfer · bank deposit | €850.00 | €0.00 | £724.59Rate 0.85246 | Calculator evidence | Open receipt31 Jul 2026, 08:12 UTC |
| Ireland → United Kingdombank transfer · bank deposit | €850.00 | €0.00 | £724.59Rate 0.85246 | Calculator evidence | Open receipt31 Jul 2026, 08:12 UTC |
| Germany → United Kingdombank transfer · bank deposit | €850.00 | €0.00 | £724.59Rate 0.85246 | Calculator evidence | Open receipt31 Jul 2026, 08:12 UTC |
| France → United Kingdombank transfer · bank deposit | €850.00 | €0.00 | £724.59Rate 0.85246 | Calculator evidence | Open receipt31 Jul 2026, 08:12 UTC |
| Spain → United Kingdombank transfer · bank deposit | €850.00 | €0.00 | £724.59Rate 0.85246 | Calculator evidence | Open receipt31 Jul 2026, 08:12 UTC |
What to price beside TransferGo
Paysend makes the visible charge pleasantly simple on many routes. The exchange rate still does some of the charging, so two identical £1 fees can leave the recipient with different amounts.
Read the Paysend rate review →Wise remains the cleanest yardstick for an ordinary bank transfer. It uses the mid-market rate and places its charge in view, so there is less detective work between the advertised rate and the amount delivered.
Read the Wise rate review →Instarem has a serious Asia-Pacific footprint and useful business features. Its published fees start low, but the exchange margin and payment method still decide whether the recipient gets a good deal.
Read the Instarem rate review →TransferGo's own pricing documents
These pages describe the published terms. The corridor table is gathered separately, so a provider's explanation never substitutes for the quote it gives us.
- Personal pricingTransferGo
- Business pricingTransferGo