INRECIPIENT BANK DETAILS
What details do you need to send money to India?
Use this as a format checklist, then follow the exact fields shown by your chosen provider. Local INR payout and a direct international wire can use different instructions.
CHECK BEFORE COPYING
Catch a mistyped code in your browser
This checks the published structure and any available checksum. It does not query the recipient account or save what you enter.
Checked only in this browser. Nothing entered here is sent, logged or stored.
FIELD BY FIELD
India recipient checklist
“Conditional” means the field depends on the provider, currency or payment rail.
DetailWhenFormatWhat to check
Recipient namerequiredExact account name
Use the full name registered at the bank.
Account numberrequiredLength varies
Copy every digit and preserve leading zeroes.
IFSCrequired11 characters
The fifth character is zero, not the letter O.
PurposeconditionalProvider-selected category
Choose the truthful reason for the remittance when requested.
SWIFT/BICconditional8 or 11 characters
More likely on a direct bank wire than a provider's local INR payout.
LOCAL PAYOUT OR DIRECT WIRE?
The same destination can ask for different details
Most consumer transfer providers pay INR through Indian local rails and ask for an IFSC rather than a BIC. A direct international bank wire may request both a SWIFT/BIC and the transfer purpose.
Prefer their banking screen, official statement or bank-issued incoming-payment instructions.
Use the official source links below. A passing format is not an institution match.
Call through a trusted number, not contact details contained in the payment-change message.
Sources for India
Use these for the institution, branch or national format. A directory result still does not identify the recipient account.