ST
Starling BankSWIFT transferRecheck with provider
2.33829Fee £6.30
NZ$452.93Comparable completed bank-transfer quote
Open receipt16 Sept 2026, 10:02 UTC
Most money delivered by a verified quoteNZ$452.93Starling Bank · receipt available
Gap between completed quotesPendingMeasured on the same £200.00 transfer
Companies on our watchlist3417 returned evidence · 1 can be compared directly
PROVIDER RESULTS
Today's quotes, including the misses
Xe appears first as our Best Rated service. Price order then follows comparable recipient amounts; unsupported calculators remain visible rather than quietly disappearing.
CompanyRate and visible feeWhat arrivesOur receipt
XE
XeNot a transfer quoteRecheck with provider
Best Rated2.34835Fee £0.00
NZ$469.67Calculator evidence only
Open receipt16 Sept 2026, 03:50 UTC
Xe mid-market reference only. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
IR
InstaremCheck providerRecheck with provider
2.3303Fee £0.00
NZ$466.06Promotional quote, not ranked
Open receipt16 Sept 2026, 10:02 UTC
First-transfer Instarem offer. We keep the receipt, but a price available only to selected customers cannot win the standard table.
WI
WiseWise estimate PT24HRecheck with provider
2.33909Fee £1.49
NZ$464.33Calculator evidence only
Open receipt16 Sept 2026, 10:02 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
HSBC
HSBCCheck providerRecheck with provider
2.32065Fee £0.00
NZ$464.13Calculator evidence only
Open receipt15 Sept 2026, 15:54 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
RM
RemitlyCheck providerRecheck with provider
2.32793Fee £1.99
NZ$460.95Calculator evidence only
Open receipt16 Sept 2026, 09:40 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
RBS
RBSCheck providerRecheck with provider
2.2851Fee £0.00
NZ$457.02Calculator evidence only
Open receipt16 Sept 2026, 09:30 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
NW
NatWestCheck providerRecheck with provider
2.2851Fee £0.00
NZ$457.02Calculator evidence only
Open receipt16 Sept 2026, 09:30 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
WU
Western UnionCheck providerRecheck with provider
2.30364Fee £1.99
NZ$456.14Calculator evidence only
Open receipt16 Sept 2026, 09:21 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
BarclaysCheck providerRecheck with provider
2.2778Fee £0.00
NZ$455.56Calculator evidence only
Open receipt15 Sept 2026, 12:29 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
OFX
OFXCheck providerRecheck with provider
2.29982Fee £7.00
NZ$443.86Calculator evidence only
Open receipt16 Sept 2026, 09:22 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
PP
PayPalCheck providerRecheck with provider
2.22761Fee £2.99
NZ$438.86Calculator evidence only
Open receipt16 Sept 2026, 09:44 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
LL
LloydsCheck providerRecheck with provider
2.25714Fee £9.50
NZ$429.98Calculator evidence only
Open receipt15 Sept 2026, 13:07 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
NWD
NationwideCheck providerRecheck with provider
2.29136Fee £15.00
NZ$423.90Calculator evidence only
Open receipt16 Sept 2026, 09:20 UTC
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
LB
Lloyds Bank BusinessOnline international paymentRecheck with provider
2.28101Fee £15.00
NZ$421.99Calculator evidence only
Open receipt16 Sept 2026, 10:02 UTC
ECB reference rate less Lloyds' published 2.60% margin, plus £15 online fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
NWB
NatWest BusinessInternational paymentRecheck with provider
2.27679Fee £15.00
NZ$421.21Calculator evidence only
Open receipt16 Sept 2026, 10:02 UTC
Business Current Account public indicative rate plus published payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
SAN
Santander UKInternational paymentRecheck with provider
2.27165Fee £25.00
NZ$397.54Calculator evidence only
Open receipt16 Sept 2026, 10:02 UTC
ECB reference rate less Santander's published 3% markup, plus £25 payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
CF
CurrencyFairNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
AM
Atlantic MoneyThis route did not return a standard public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RIA
Ria Money TransferThe bank-funded public journey did not complete
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
TS
Taptap SendThis destination did not produce a supported public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
TG
TransferGoNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
SX
SingXNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RE
RevolutNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
HSBC
HSBC UKHSBC shows the transferable customer rate only after sign-in or inside its app
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MO
MoneseNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
SK
SkrillNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
AS
Asda MoneyNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PS
PaysendNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
WR
WorldRemitThe public calculator asked this checking session for human verification
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
ACE
ACE Money TransferThe provider blocked automated collection of the public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PF
ProfeeWe could not reproduce a bank-funded quote on this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
XM
XoomA bank-funded public quote was not available outside the PayPal journey
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
OR
OrbitRemitThe provider's public verification step blocked this collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MG
MoneyGramThe estimator required a human-verification session
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
LF
LemFiThe public calculator was visible, but the provider blocked automated receipt collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
A provider button may earn us money. The receipt link does not; it opens the evidence we stored independently.
Open any proof link to see the screen behind the figure. A missing public quote is shown as unavailable, and the provider should be checked again before money leaves your account.
BEFORE YOU PAY
Check the bank details for New Zealand
GB → NZ · NZD bank-account payout
Account formatBank, branch, account and suffix components
Ask the recipient forRecipient name · Bank and branch · Account and suffix
SWIFT/BICOften requested for a direct wire
Run a private format check +
Checked only in this browser. Nothing entered here is sent, logged or stored.
A format match cannot confirm the recipient, account ownership or that a payment is safe. Transfer companies may use local rails and ask for fewer fields than a direct bank wire.
HISTORY
What providers quoted before today
A fresh rate replaces the headline figure, not the record behind it.
CheckedProvider and transfer caseRecipient receivedEvidence
16 Sept 2026, 10:02 UTCWise £200.00 · bank transfer to bank deposit · indicativeNZ$464.33View proof
16 Sept 2026, 10:02 UTCSantander UK £200.00 · bank transfer to bank deposit · indicativeNZ$397.54View proof
16 Sept 2026, 10:02 UTCLloyds Bank Business £200.00 · bank transfer to bank deposit · indicativeNZ$421.99View proof
16 Sept 2026, 10:02 UTCNatWest Business £200.00 · bank transfer to bank deposit · indicativeNZ$421.21View proof
16 Sept 2026, 10:02 UTCStarling Bank £200.00 · bank transfer to bank deposit · verifiedNZ$452.93View proof
16 Sept 2026, 10:02 UTCInstarem £200.00 · bank transfer to bank deposit · promotion · indicativeNZ$466.06View proof
16 Sept 2026, 09:44 UTCPayPal £200.00 · bank transfer to bank deposit · indicativeNZ$438.86View proof
16 Sept 2026, 09:40 UTCRemitly £200.00 · bank transfer to bank deposit · indicativeNZ$460.95View proof
16 Sept 2026, 09:30 UTCRBS £200.00 · bank transfer to bank deposit · indicativeNZ$457.02View proof
16 Sept 2026, 09:30 UTCNatWest £200.00 · bank transfer to bank deposit · indicativeNZ$457.02View proof
16 Sept 2026, 09:22 UTCOFX £200.00 · bank transfer to bank deposit · indicativeNZ$443.86View proof
16 Sept 2026, 09:21 UTCWestern Union £200.00 · bank transfer to bank deposit · indicativeNZ$456.14View proof
16 Sept 2026, 09:20 UTCNationwide £200.00 · bank transfer to bank deposit · indicativeNZ$423.90View proof
16 Sept 2026, 03:50 UTCXe £200.00 · bank transfer to bank deposit · indicativeNZ$469.67View proof
15 Sept 2026, 15:54 UTCHSBC £200.00 · bank transfer to bank deposit · indicativeNZ$464.13View proof
15 Sept 2026, 13:07 UTCLloyds £200.00 · bank transfer to bank deposit · indicativeNZ$429.98View proof
15 Sept 2026, 12:29 UTCBarclays £200.00 · bank transfer to bank deposit · indicativeNZ$455.56View proof
15 Sept 2026, 10:10 UTCWise £200.00 · bank transfer to bank deposit · indicativeNZ$463.88View proof
15 Sept 2026, 10:10 UTCSantander UK £200.00 · bank transfer to bank deposit · indicativeNZ$396.86View proof
15 Sept 2026, 10:10 UTCLloyds Bank Business £200.00 · bank transfer to bank deposit · indicativeNZ$421.27View proof
15 Sept 2026, 10:10 UTCNatWest Business £200.00 · bank transfer to bank deposit · indicativeNZ$420.77View proof
15 Sept 2026, 10:10 UTCStarling Bank £200.00 · bank transfer to bank deposit · verifiedNZ$452.48View proof
15 Sept 2026, 10:09 UTCInstarem £200.00 · bank transfer to bank deposit · promotion · indicativeNZ$465.62View proof
15 Sept 2026, 10:09 UTCXe £200.00 · bank transfer to bank deposit · indicativeNZ$467.35View proof