HomeCorridorsUnited Kingdom to New Zealand
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What does it cost to send money from United Kingdom to New Zealand?

We test a £200.00 personal bank transfer and rank the amount that reaches the recipient.

Most recent sweep1 Aug 2026, 07:39 UTCA new collection is scheduled every 24 hours
Most money delivered by a verified quoteNZ$441.20Starling Bank · receipt available
Gap between completed quotesPendingMeasured on the same £200.00 transfer
Companies on our watchlist3418 returned evidence · 1 can be compared directly
PROVIDER RESULTS

Today's quotes, including the misses

Xe appears first as our Best Rated service. Price order then follows comparable recipient amounts; unsupported calculators remain visible rather than quietly disappearing.

CompanyRate and visible feeWhat arrivesOur receipt
2.283Fee £0.00
NZ$456.60Calculator evidence only
Open receipt1 Aug 2026, 07:39 UTC

First-transfer Instarem offer. We keep the receipt, but a price available only to selected customers cannot win the standard table.

WI
2.29136Fee £1.56
NZ$454.70Calculator evidence only
Open receipt1 Aug 2026, 07:39 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.27159Fee £0.00
NZ$454.32Calculator evidence only
Open receipt31 Jul 2026, 18:13 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.2803Fee £1.99
NZ$451.52Calculator evidence only
Open receipt1 Aug 2026, 06:40 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.23678Fee £0.00
NZ$447.36Calculator evidence only
Open receipt1 Aug 2026, 07:30 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.23678Fee £0.00
NZ$447.36Calculator evidence only
Open receipt1 Aug 2026, 05:30 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.26993Fee £2.99
NZ$447.20Calculator evidence only
Open receipt31 Jul 2026, 17:25 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.2258Fee £0.00
NZ$445.16Calculator evidence only
Open receipt31 Jul 2026, 13:26 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.2455Fee £1.99
NZ$444.63Calculator evidence only
Open receipt1 Aug 2026, 05:12 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.2392Fee £7.00
NZ$432.17Calculator evidence only
Open receipt1 Aug 2026, 07:22 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.181Fee £2.99
NZ$429.68Calculator evidence only
Open receipt1 Aug 2026, 07:35 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.20851Fee £9.50
NZ$420.72Calculator evidence only
Open receipt31 Jul 2026, 14:00 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.24107Fee £15.00
NZ$414.60Calculator evidence only
Open receipt1 Aug 2026, 06:20 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

LB
2.22964Fee £15.00
NZ$412.48Calculator evidence only
Open receipt1 Aug 2026, 07:39 UTC

ECB reference rate less Lloyds' published 2.60% margin, plus £15 online fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.22705Fee £15.00
NZ$412.00Calculator evidence only
Open receipt1 Aug 2026, 07:39 UTC

Business Current Account public indicative rate plus published payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

2.22048Fee £25.00
NZ$388.58Calculator evidence only
Open receipt1 Aug 2026, 07:39 UTC

ECB reference rate less Santander's published 3% markup, plus £25 payment fee. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

CF
CurrencyFairNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
AM
Atlantic MoneyThis route did not return a standard public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RIA
Ria Money TransferThe bank-funded public journey did not complete
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
TS
Taptap SendThis destination did not produce a supported public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
TG
TransferGoNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
SX
SingXNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RE
RevolutNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
HSBC
HSBC UKHSBC shows the transferable customer rate only after sign-in or inside its app
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MO
MoneseNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
SK
SkrillNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
AS
Asda MoneyNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PS
PaysendNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
WR
WorldRemitThe public calculator asked this checking session for human verification
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
ACE
ACE Money TransferThe provider blocked automated collection of the public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PF
ProfeeWe could not reproduce a bank-funded quote on this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
OR
OrbitRemitThe provider's public verification step blocked this collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MG
MoneyGramThe estimator required a human-verification session
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
LF
LemFiThe public calculator was visible, but the provider blocked automated receipt collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported

A provider button may earn us money. The receipt link does not; it opens the evidence we stored independently.

Open any proof link to see the screen behind the figure. A missing public quote is shown as unavailable, and the provider should be checked again before money leaves your account.

BEFORE YOU PAY

Check the bank details for New Zealand

GBNZ · NZD bank-account payout

Account formatBank, branch, account and suffix components
Ask the recipient forRecipient name · Bank and branch · Account and suffix
SWIFT/BICOften requested for a direct wire
Run a private format check +

Checked only in this browser. Nothing entered here is sent, logged or stored.

Full New Zealand checklistSWIFT guideBIC checker

A format match cannot confirm the recipient, account ownership or that a payment is safe. Transfer companies may use local rails and ask for fewer fields than a direct bank wire.

HISTORY

What providers quoted before today

A fresh rate replaces the headline figure, not the record behind it.

CheckedProviderRecipient receivedEvidence
1 Aug 2026, 07:39 UTCWise indicativeNZ$454.70View proof
1 Aug 2026, 07:39 UTCSantander UK indicativeNZ$388.58View proof
1 Aug 2026, 07:39 UTCLloyds Bank Business indicativeNZ$412.48View proof
1 Aug 2026, 07:39 UTCNatWest Business indicativeNZ$412.00View proof
1 Aug 2026, 07:39 UTCStarling Bank verifiedNZ$441.20View proof
1 Aug 2026, 07:39 UTCInstarem indicativeNZ$456.60View proof
1 Aug 2026, 07:39 UTCXe indicativeNZ$458.59View proof
1 Aug 2026, 07:35 UTCPayPal indicativeNZ$429.68View proof
1 Aug 2026, 07:30 UTCRBS indicativeNZ$447.36View proof
1 Aug 2026, 07:22 UTCOFX indicativeNZ$432.17View proof
1 Aug 2026, 06:40 UTCRemitly indicativeNZ$451.52View proof
1 Aug 2026, 06:20 UTCNationwide indicativeNZ$414.60View proof
1 Aug 2026, 05:30 UTCNatWest indicativeNZ$447.36View proof
1 Aug 2026, 05:12 UTCXoom indicativeNZ$444.63View proof
31 Jul 2026, 18:13 UTCHSBC indicativeNZ$454.32View proof
31 Jul 2026, 17:25 UTCWestern Union indicativeNZ$447.20View proof
31 Jul 2026, 14:00 UTCLloyds indicativeNZ$420.72View proof
31 Jul 2026, 13:26 UTCBarclays indicativeNZ$445.16View proof
31 Jul 2026, 08:11 UTCWise indicativeNZ$454.43View proof
31 Jul 2026, 08:11 UTCSantander UK indicativeNZ$389.07View proof
31 Jul 2026, 08:11 UTCLloyds Bank Business indicativeNZ$413.00View proof
31 Jul 2026, 08:11 UTCNatWest Business indicativeNZ$412.31View proof
31 Jul 2026, 08:11 UTCStarling Bank verifiedNZ$443.42View proof
31 Jul 2026, 08:11 UTCInstarem indicativeNZ$456.20View proof
REVIEWED BY

The names attached to this work

The checking desk produces the rate records. Finofin Limited is responsible for the published explanations and for correcting them when the evidence changes.

AR
Alon RajicPublisher and research leadBackground and responsibilities →
RG
Russell GousHead of contentBackground and responsibilities →