OMTOnline Money Transfer
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US → CA

What does it cost to send money from United States to Canada?

We test a US$1,000.00 personal bank transfer and rank the amount that reaches the recipient.

Most recent sweep21 Jul 2026, 11:59 UTCA new collection is scheduled every 24 hours
Most money delivered by a verified quotePendingThe current sweep has not produced a complete quote
Gap between completed quotesPendingMeasured on the same US$1,000.00 transfer
Companies on our watchlist3412 returned evidence · 0 can be compared directly
PROVIDER RESULTS

Today's quotes, including the misses

Xe appears first as our Best Rated service. Price order then follows comparable recipient amounts; unsupported calculators remain visible rather than quietly disappearing.

CompanyRate and visible feeWhat arrivesOur receipt
XE
XeNot a transfer quoteRecheck with provider
Best Rated
1.40207Fee US$0.00
CA$1,402.07Calculator evidence only
Open receipt1 Aug 2026, 07:41 UTC

Xe mid-market reference only. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

PS
PaysendIn a few minutes
1.6814Fee US$0.00
CA$1,681.40Due another check
Pending21 Jul 2026, 11:59 UTC

New customer offer. We keep the receipt, but a price available only to selected customers cannot win the standard table.

RM
1.3973Fee US$0.00
CA$1,397.30Calculator evidence only
Open receipt1 Aug 2026, 06:44 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

WI
1.40155Fee US$5.75
CA$1,393.49Calculator evidence only
Open receipt1 Aug 2026, 07:41 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

IR
1.3905Fee US$0.00
CA$1,390.50Calculator evidence only
Open receipt1 Aug 2026, 07:21 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

WR
WorldRemitCheck provider
1.38188Fee US$2.99
CA$1,377.75Due another check
Pending28 Jul 2026, 20:52 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

OFX
1.3667Fee US$5.00
CA$1,359.87Calculator evidence only
Open receipt1 Aug 2026, 06:39 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

WE
Wells FargoCheck provider
1.35739Fee US$0.00
CA$1,357.39Calculator evidence only
Open receipt31 Jul 2026, 15:55 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

CH
Chase (US)Check provider
1.3587Fee US$5.00
CA$1,351.91Calculator evidence only
Open receipt31 Jul 2026, 21:39 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

XM
1.3396Fee US$0.00
CA$1,339.60Calculator evidence only
Open receipt1 Aug 2026, 05:30 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

PP
1.34391Fee US$4.99
CA$1,337.21Calculator evidence only
Open receipt1 Aug 2026, 07:34 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

CF
CurrencyFairNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
AM
Atlantic MoneyThis route did not return a standard public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
TS
Taptap SendThis destination did not produce a supported public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
TG
TransferGoNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
SX
SingXNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RE
RevolutNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
ST
Starling BankStarling publishes live prices for selected UK outbound currencies
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
NWB
NatWest BusinessNatWest's public business calculator covers selected UK outbound currencies
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
LB
Lloyds Bank BusinessLloyds publishes enough detail to model selected UK outbound payments
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
SAN
Santander UKSantander publishes enough detail to model selected UK outbound payments
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
HSBC
HSBC UKHSBC shows the transferable customer rate only after sign-in or inside its app
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
BAR
BarclaysBarclays reveals the final rate inside the authenticated payment journey
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
NW
NatWestNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
RBS
RBSNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
NWD
NationwideNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MO
MoneseNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
SK
SkrillNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
AS
Asda MoneyNo current comparison estimate was captured for this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
WU
Western UnionNo usable public quote in this sweep
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
ACE
ACE Money TransferThe provider blocked automated collection of the public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PF
ProfeeWe could not reproduce a bank-funded quote on this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
OR
OrbitRemitThe provider's public verification step blocked this collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MG
MoneyGramThe estimator required a human-verification session
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
LF
LemFiThe public calculator was visible, but the provider blocked automated receipt collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported

A provider button may earn us money. The receipt link does not; it opens the evidence we stored independently.

Open any proof link to see the screen behind the figure. A missing public quote is shown as unavailable, and the provider should be checked again before money leaves your account.

BEFORE YOU PAY

Check the bank details for Canada

US → CA · CAD bank-account payout

Account formatAccount number plus transit and institution numbers
Ask the recipient forRecipient name · Transit number · Institution number · Account number
SWIFT/BICOften requested for a direct wire
Run a private format check +

Checked only in this browser. Nothing entered here is sent, logged or stored.

Full Canada checklistSWIFT guideBIC checker

A format match cannot confirm the recipient, account ownership or that a payment is safe. Transfer companies may use local rails and ask for fewer fields than a direct bank wire.

HISTORY

What providers quoted before today

A fresh rate replaces the headline figure, not the record behind it.

CheckedProviderRecipient receivedEvidence
1 Aug 2026, 07:41 UTCWise indicativeCA$1,393.49View proof
1 Aug 2026, 07:41 UTCRia Money Transfer indicativeCA$1,394.95View proof
1 Aug 2026, 07:41 UTCXe indicativeCA$1,402.07View proof
1 Aug 2026, 07:34 UTCPayPal indicativeCA$1,337.21View proof
1 Aug 2026, 07:21 UTCInstarem indicativeCA$1,390.50View proof
1 Aug 2026, 06:44 UTCRemitly indicativeCA$1,397.30View proof
1 Aug 2026, 06:39 UTCOFX indicativeCA$1,359.87View proof
1 Aug 2026, 05:30 UTCXoom indicativeCA$1,339.60View proof
31 Jul 2026, 21:39 UTCChase (US) indicativeCA$1,351.91View proof
31 Jul 2026, 15:55 UTCWells Fargo indicativeCA$1,357.39View proof
31 Jul 2026, 08:14 UTCWise indicativeCA$1,394.14View proof
31 Jul 2026, 08:14 UTCXe indicativeCA$1,402.15View proof
31 Jul 2026, 08:13 UTCRia Money Transfer indicativeCA$1,393.00View proof
31 Jul 2026, 07:44 UTCRemitly indicativeCA$1,398.00View proof
31 Jul 2026, 07:41 UTCOFX indicativeCA$1,367.52View proof
31 Jul 2026, 07:33 UTCPayPal indicativeCA$1,336.73View proof
31 Jul 2026, 07:20 UTCInstarem indicativeCA$1,391.00View proof
31 Jul 2026, 06:09 UTCXoom indicativeCA$1,339.25View proof
30 Jul 2026, 07:47 UTCWise indicativeCA$1,398.21View proof
30 Jul 2026, 07:47 UTCXe indicativeCA$1,406.29View proof
30 Jul 2026, 07:46 UTCRia Money Transfer indicativeCA$1,400.90View proof
30 Jul 2026, 07:44 UTCRemitly indicativeCA$1,403.40View proof
30 Jul 2026, 07:44 UTCOFX indicativeCA$1,372.58View proof
30 Jul 2026, 07:37 UTCPayPal indicativeCA$1,340.45View proof
REVIEWED BY

The names attached to this work

The checking desk produces the rate records. Finofin Limited is responsible for the published explanations and for correcting them when the evidence changes.

AR
Alon RajicPublisher and research leadBackground and responsibilities →
RG
Russell GousHead of contentBackground and responsibilities →