What does it cost to send money from United States to Canada?
We test a US$1,000.00 personal bank transfer and rank the amount that reaches the recipient.
Most recent sweep15 Sept 2026, 10:11 UTCA new collection is scheduled every 24 hours
Most money delivered by a verified quotePendingThe current sweep has not produced a complete quote
Gap between completed quotesPendingMeasured on the same US$1,000.00 transfer
Companies on our watchlist348 returned evidence · 0 can be compared directly
PROVIDER RESULTS
Today's quotes, including the misses
Xe appears first as our Best Rated service. Price order then follows comparable recipient amounts; unsupported calculators remain visible rather than quietly disappearing.
CompanyRate and visible feeWhat arrivesOur receipt
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.
No receiptThe public journey failed or was unsupported
WR
WorldRemitThe public calculator asked this checking session for human verification
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
ACE
ACE Money TransferThe provider blocked automated collection of the public quote
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
PF
ProfeeWe could not reproduce a bank-funded quote on this route
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
XM
XoomA bank-funded public quote was not available outside the PayPal journey
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
OR
OrbitRemitThe provider's public verification step blocked this collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
MG
MoneyGramThe estimator required a human-verification session
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
LF
LemFiThe public calculator was visible, but the provider blocked automated receipt collection
Not availableNo rate to compare
Not quotedCannot take part in the price ranking
No receiptThe public journey failed or was unsupported
A provider button may earn us money. The receipt link does not; it opens the evidence we stored independently.
Open any proof link to see the screen behind the figure. A missing public quote is shown as unavailable, and the provider should be checked again before money leaves your account.
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BEFORE YOU PAY
Check the bank details for Canada
US → CA · CAD bank-account payout
Account formatAccount number plus transit and institution numbers
Ask the recipient forRecipient name · Transit number · Institution number · Account number
SWIFT/BICOften requested for a direct wire
Run a private format check +
Checked only in this browser. Nothing entered here is sent, logged or stored.
A format match cannot confirm the recipient, account ownership or that a payment is safe. Transfer companies may use local rails and ask for fewer fields than a direct bank wire.
HISTORY
What providers quoted before today
A fresh rate replaces the headline figure, not the record behind it.
CheckedProvider and transfer caseRecipient receivedEvidence
15 Sept 2026, 10:11 UTCWise US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,382.45View proof
15 Sept 2026, 10:11 UTCRia Money Transfer US$1,000.00 · bank transfer to bank deposit · promotion · indicativeCA$1,380.45View proof
15 Sept 2026, 09:44 UTCRemitly US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,385.90View proof
15 Sept 2026, 09:40 UTCXe US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,390.39View proof
15 Sept 2026, 09:30 UTCPayPal US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,323.07View proof
15 Sept 2026, 09:21 UTCInstarem US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,379.20View proof
15 Sept 2026, 08:40 UTCOFX US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,356.08View proof
15 Sept 2026, 08:38 UTCWestern Union US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,366.87View proof
14 Sept 2026, 10:49 UTCWise US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,381.71View proof
14 Sept 2026, 10:49 UTCRia Money Transfer US$1,000.00 · bank transfer to bank deposit · promotion · indicativeCA$1,378.00View proof
14 Sept 2026, 10:44 UTCRemitly US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,385.55View proof
14 Sept 2026, 10:40 UTCWestern Union US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,366.22View proof
14 Sept 2026, 10:40 UTCOFX US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,355.53View proof
14 Sept 2026, 10:30 UTCPayPal US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,320.25View proof
14 Sept 2026, 10:20 UTCInstarem US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,378.65View proof
14 Sept 2026, 08:11 UTCXe US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,388.38View proof
13 Sept 2026, 10:24 UTCWise US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,379.17View proof
13 Sept 2026, 10:24 UTCRia Money Transfer US$1,000.00 · bank transfer to bank deposit · promotion · indicativeCA$1,378.00View proof
13 Sept 2026, 10:20 UTCInstarem US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,375.80View proof
13 Sept 2026, 09:46 UTCPayPal US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,319.92View proof
13 Sept 2026, 09:44 UTCWestern Union US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,364.28View proof
13 Sept 2026, 09:44 UTCRemitly US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,382.70View proof
13 Sept 2026, 09:40 UTCOFX US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,345.14View proof
13 Sept 2026, 07:41 UTCXe US$1,000.00 · bank transfer to bank deposit · indicativeCA$1,386.94View proof
REVIEWED BY
The names attached to this work
The checking desk produces the rate records. Finofin Limited is responsible for the published explanations and for correcting them when the evidence changes.