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AU → US

What does it cost to send money from Australia to United States?

We test a A$1,500.00 personal bank transfer and rank the amount that reaches the recipient.

Latest saved result16 Oct 2026, 01:25 UTCChecks are dated in UTC · collection scheduled daily
Most money delivered by a verified quote todayPendingNo comparable completed quote collected today
Gap between completed quotesPendingMeasured on the same A$1,500.00 transfer
Companies on our watchlist340 results today · 16 previous results · 0 comparable today
PROVIDER RESULTS

Latest available provider results

Each provider shows its latest result from today, or its freshest saved result in grey. Previous results and calculator estimates stay outside today's price ranking.

CompanyRate and visible feeWhat arrivesOur receipt
PS
PaysendIn one business day
0.69109Fee A$0.00
US$1,036.63Previous result · not a current quote
Open receipt21 Jul 2026, 12:06 UTC
TS
Taptap SendCheck provider
0.691Fee A$0.00
US$1,036.50Previous result · not a current quote
Open receipt7 Oct 2026, 11:52 UTC

Public destination calculator. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

WR
WorldRemitCheck provider
0.69024Fee A$0.00
US$1,035.36Previous result · not a current quote
Open receipt13 Oct 2026, 18:07 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

RM
RemitlyCheck provider
0.6906Fee A$1.49
US$1,034.87Previous result · not a current quote
Open receipt16 Oct 2026, 00:40 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

WI
WiseWise estimate PT19H49M20S
0.69235Fee A$6.75
US$1,033.85Previous result · not a current quote
Open receipt16 Oct 2026, 01:25 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

IR
InstaremCheck provider
0.692Fee A$7.50
US$1,032.81Previous result · not a current quote
Open receipt15 Oct 2026, 16:59 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

HS
HSBC AustraliaCheck provider
0.68444Fee A$0.00
US$1,026.67Previous result · not a current quote
Open receipt12 Oct 2026, 23:19 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

WU
Western UnionCheck provider
0.68177Fee A$0.99
US$1,021.97Previous result · not a current quote
Open receipt16 Oct 2026, 00:27 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

XM
XoomCheck provider
0.68024Fee A$0.00
US$1,020.36Previous result · not a current quote
Open receipt15 Oct 2026, 19:50 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

OFX
OFXCheck provider
0.68239Fee A$15.00
US$1,013.35Previous result · not a current quote
Open receipt16 Oct 2026, 00:13 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

NA
National Australia BankCheck provider
0.67498Fee A$0.00
US$1,012.46Previous result · not a current quote
Open receipt16 Oct 2026, 01:24 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

CO
Commonwealth Bank of AustraliaCheck provider
0.67299Fee A$0.00
US$1,009.49Previous result · not a current quote
Open receipt15 Oct 2026, 11:10 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

AN
ANZCheck provider
0.66878Fee A$0.00
US$1,003.17Previous result · not a current quote
Open receipt15 Oct 2026, 12:00 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

WE
WestpacCheck provider
0.66862Fee A$0.00
US$1,002.93Previous result · not a current quote
Open receipt6 Oct 2026, 16:35 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

PP
PayPalCheck provider
0.66212Fee A$5.99
US$989.21Previous result · not a current quote
Open receipt16 Oct 2026, 00:39 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

23 monitored providers have no saved result for this transfer

CurrencyFair, Atlantic Money, Ria Money Transfer, TransferGo, SingX, Revolut, Starling Bank, NatWest Business, Lloyds Bank Business, Santander UK, HSBC UK, Barclays, NatWest, RBS, Nationwide, Monese, Skrill, Asda Money, ACE Money Transfer, Profee, OrbitRemit, MoneyGram, LemFi.

They are omitted from the table until we have a usable result for the amount and currencies shown. This does not mean the provider cannot offer the transfer.

A provider button may earn us money. The receipt link does not; it opens the evidence we stored independently.

Open a receipt to inspect the saved evidence and its UTC date. Grey results are historical reference points; recheck the provider's current rate before transferring. Providers without a matching saved result are listed in the note below the table.

THE ROUTE IN CONTEXT

Comparing transfers from Australia to the United States

The starting point here is a AUD 1,500 transfer, with the recipient paid in USD. That fixed amount makes the offers above easier to compare. Choosing a company also means checking how the payment is funded, what the recipient needs to collect it and what support is available if delivery takes longer than expected.

Today’s sample for this route contains 0 providers with a usable result, of which 0 qualify as verified, standard bank-to-bank offers. There are not enough comparable offers today to calculate a meaningful price spread. Older receipts remain useful as dated references in the table above.

Put this route beside a useful comparison

Our Australia–New Zealand, Australia–United Kingdom routes use the same AUD 1,500 test amount and sending market. They are useful peers for checking how many providers we can observe and how widely their recipient amounts differ.

A higher number of USD received cannot tell you whether this route is cheaper than one paying another currency. Compare the total cost against an appropriate exchange-rate benchmark, or compare offers within this route using the same budget and payout method.

Choose the payment method before the headline rate

For bank deposits in USD, the receiving account format is Account number plus a 9-digit routing number. The recipient checklist for the United States explains which identifiers to request. A transfer company using a local payment route may ask for different information from a bank sending a direct international wire.

Keep bank-funded and card-funded offers separate when comparing costs. Check whether the quoted fee is inside your sending budget or charged on top, then use the recipient amount on the final confirmation screen. A fee advertised as zero can still accompany an exchange-rate markup. Delivery estimates also depend on the funding method and any required checks.

Read the United States receiving-account checklist →

Read customer feedback for the problem you need solved

For a regular AUD 1,500 payment, look for reports about repeat transfers, recipient setup and resolving a delayed payment. For a larger one-off transfer, ask about limits, the documents required and how to reach a person before funding the transfer. A positive comment about an account or card does not establish that a company offers good value on AUD/USD.

Our company reviews separate published customer feedback from the prices collected here. They show the source, review date and whether the feedback covers money transfers or a wider business. Use those themes to form questions for the provider; use a current quote to judge the price of this particular transfer.

Compare two companies’ fees, access and customer feedback →

Sending USD back the other way

The return journey, United States to Australia, is tested with USD 1,000. That changes the sending market and the budget. A company available to customers in Australia may offer different products, fees or eligibility to customers in the United States.

Do not estimate the reverse transfer by turning an exchange rate upside down. Request a quote for the reverse direction, using its actual funding and payout methods. Compare the displayed fee and the amount the recipient will receive, including any disclosed receiving charges.

Compare United States to Australia →
COMPARE THE CONTEXT

How does this route compare?

Choose another route to compare the evidence collected today. A wider range of offers gives you more prices to check; it does not guarantee a cheaper transfer.

THIS ROUTE

Australia → United States

Amount tested
AUD 1,500
Recipient currency
USD
Providers with a result today
0
Verified, standard bank offers today
0
Recipient amount spread
Not enough comparable evidence
See USD offers and receipts →
COMPARISON ROUTE

Australia → New Zealand

Amount tested
AUD 1,500
Recipient currency
NZD
Providers with a result today
0
Verified, standard bank offers today
0
Recipient amount spread
Not enough comparable evidence
See NZD offers and receipts →

These routes use the same sending country, currency and test amount, which makes their coverage easier to compare. Recipient amounts in different currencies are not a common measure of value.

What does the spread measure?

We subtract the lowest recipient amount from the highest, divide by the highest, and express the difference as a percentage. The calculation needs at least two verified, standard bank-to-bank offers from today (UTC). It excludes introductory offers, indicative estimates and previous-day results. Each provider contributes its latest usable result.

This is the spread between our observed offers, not the exchange-rate margin or the total cost of sending money. Quotes can have different capture times and are not guaranteed to remain bookable. A zero spread means the included results match; it does not mean the transfer is free.

Comparison context prepared by the OMT research desk, 29 September 2026. Live figures use today’s UTC receipts; historical figures retain their stated study period.

BEFORE YOU PAY

Check the bank details for United States

AU → US · USD bank-account payout

Account formatAccount number plus a 9-digit routing number
Ask the recipient forRecipient name · Account number · ABA routing number · Account type
SWIFT/BICOften requested for a direct wire
Run a private format check +

Checked only in this browser. Nothing entered here is sent, logged or stored.

Full United States checklistSWIFT guideBIC checker

A format match cannot confirm the recipient, account ownership or that a payment is safe. Transfer companies may use local rails and ask for fewer fields than a direct bank wire.

HISTORY

What providers quoted before today

A fresh rate replaces the headline figure, not the record behind it.

CheckedProvider and transfer caseQuoted recipient amountEvidence
16 Oct 2026, 01:25 UTCWise A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,033.85View proof
16 Oct 2026, 01:25 UTCXe A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,038.50View proof
16 Oct 2026, 01:24 UTCNational Australia Bank A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,012.46View proof
16 Oct 2026, 00:40 UTCRemitly A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,034.87View proof
16 Oct 2026, 00:39 UTCPayPal A$1,500.00 · bank transfer to bank deposit · indicativeUS$989.21View proof
16 Oct 2026, 00:27 UTCWestern Union A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,021.97View proof
16 Oct 2026, 00:13 UTCOFX A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,013.35View proof
15 Oct 2026, 19:50 UTCXoom A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,020.36View proof
15 Oct 2026, 16:59 UTCInstarem A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,032.81View proof
15 Oct 2026, 12:00 UTCANZ A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,003.17View proof
15 Oct 2026, 11:10 UTCCommonwealth Bank of Australia A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,009.49View proof
15 Oct 2026, 04:43 UTCWise A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,038.48View proof
15 Oct 2026, 04:43 UTCXe A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,043.12View proof
15 Oct 2026, 04:40 UTCRemitly A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,038.69View proof
15 Oct 2026, 04:37 UTCPayPal A$1,500.00 · bank transfer to bank deposit · indicativeUS$996.31View proof
15 Oct 2026, 04:28 UTCWestern Union A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,028.25View proof
15 Oct 2026, 04:24 UTCNational Australia Bank A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,016.20View proof
15 Oct 2026, 04:17 UTCXoom A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,019.33View proof
15 Oct 2026, 04:13 UTCOFX A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,016.41View proof
15 Oct 2026, 04:10 UTCCommonwealth Bank of Australia A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,016.13View proof
15 Oct 2026, 04:00 UTCANZ A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,007.15View proof
15 Oct 2026, 03:14 UTCInstarem A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,036.69View proof
14 Oct 2026, 00:25 UTCWise A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,043.11View proof
14 Oct 2026, 00:25 UTCXe A$1,500.00 · bank transfer to bank deposit · indicativeUS$1,047.83View proof
REVIEWED BY

The names attached to this work

The checking desk produces the rate records. Finofin Limited is responsible for the published explanations and for correcting them when the evidence changes.

AR
Alon RajicPublisher and research leadBackground and responsibilities →
RG
Russell GousHead of contentBackground and responsibilities →