Home›Corridors›Euro area to Switzerland
EU → CH

What does it cost to send money from Euro area to Switzerland?

We test a €850.00 personal bank transfer and rank the amount that reaches the recipient.

Latest saved result16 Oct 2026, 01:25 UTCChecks are dated in UTC · collection scheduled daily
Most money delivered by a verified quote todayPendingNo comparable completed quote collected today
Gap between completed quotesPendingMeasured on the same €850.00 transfer
Companies on our watchlist340 results today · 10 previous results · 0 comparable today
PROVIDER RESULTS

Latest available provider results

Each provider shows its latest result from today, or its freshest saved result in grey. Previous results and calculator estimates stay outside today's price ranking.

CompanyRate and visible feeWhat arrivesOur receipt
WI
WiseWise estimate PT41M
0.92825Fee €5.32
CHF 784.07Previous result · not a current quote
Open receipt16 Oct 2026, 01:25 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

XM
XoomCheck provider
0.91309Fee €2.99
CHF 773.40Previous result · not a current quote
Open receipt15 Oct 2026, 20:40 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

CO
CommerzbankCheck provider
0.91992Fee €15.00
CHF 768.13Previous result · not a current quote
Open receipt16 Oct 2026, 01:10 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

OFX
OFXCheck provider
0.9077Fee €10.00
CHF 762.47Previous result · not a current quote
Open receipt16 Oct 2026, 00:28 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

IN
ING GermanyCheck provider
0.92344Fee €32.00
CHF 755.38Previous result · not a current quote
Open receipt13 Oct 2026, 15:48 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

PP
PayPalCheck provider
0.88974Fee €3.99
CHF 752.73Previous result · not a current quote
Open receipt16 Oct 2026, 00:32 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

DE
Deutsche BankCheck provider
0.92491Fee €36.55
CHF 752.37Previous result · not a current quote
Open receipt15 Oct 2026, 11:10 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

WU
Western UnionCheck provider
0.87898Fee €3.99
CHF 743.63Previous result · not a current quote
Open receipt16 Oct 2026, 01:16 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

SP
SparkasseCheck provider
0.92705Fee €50.00
CHF 741.64Previous result · not a current quote
Open receipt13 Oct 2026, 14:58 UTC

Wise comparison estimate for a bank-funded transfer. This evidence does not complete a like-for-like transfer, so it stays out of the winner calculation.

28 monitored providers have no saved result for this transfer

CurrencyFair, Atlantic Money, Instarem, Ria Money Transfer, Taptap Send, TransferGo, SingX, Remitly, Revolut, Starling Bank, NatWest Business, Lloyds Bank Business, Santander UK, HSBC UK, Barclays, NatWest, RBS, Nationwide, Monese, Skrill, Asda Money, Paysend, WorldRemit, ACE Money Transfer, Profee, OrbitRemit, MoneyGram, LemFi.

They are omitted from the table until we have a usable result for the amount and currencies shown. This does not mean the provider cannot offer the transfer.

A provider button may earn us money. The receipt link does not; it opens the evidence we stored independently.

Open a receipt to inspect the saved evidence and its UTC date. Grey results are historical reference points; recheck the provider's current rate before transferring. Providers without a matching saved result are listed in the note below the table.

THE ROUTE IN CONTEXT

Comparing transfers from the Euro area to Switzerland

The starting point here is a EUR 850 transfer, with the recipient paid in CHF. That fixed amount makes the offers above easier to compare. Choosing a company also means checking how the payment is funded, what the recipient needs to collect it and what support is available if delivery takes longer than expected.

Today’s sample for this route contains 0 providers with a usable result, of which 0 qualify as verified, standard bank-to-bank offers. There are not enough comparable offers today to calculate a meaningful price spread. Older receipts remain useful as dated references in the table above.

Put this route beside a useful comparison

Our Euro area–United States routes use the same EUR 850 test amount and sending market. They are useful peers for checking how many providers we can observe and how widely their recipient amounts differ.

A higher number of CHF received cannot tell you whether this route is cheaper than one paying another currency. Compare the total cost against an appropriate exchange-rate benchmark, or compare offers within this route using the same budget and payout method.

Choose the payment method before the headline rate

For bank deposits in CHF, the receiving account format is 21-character CH IBAN. The recipient checklist for Switzerland explains which identifiers to request. A transfer company using a local payment route may ask for different information from a bank sending a direct international wire.

Keep bank-funded and card-funded offers separate when comparing costs. Check whether the quoted fee is inside your sending budget or charged on top, then use the recipient amount on the final confirmation screen. A fee advertised as zero can still accompany an exchange-rate markup. Delivery estimates also depend on the funding method and any required checks.

Read the Switzerland receiving-account checklist →

Read customer feedback for the problem you need solved

For a regular EUR 850 payment, look for reports about repeat transfers, recipient setup and resolving a delayed payment. For a larger one-off transfer, ask about limits, the documents required and how to reach a person before funding the transfer. A positive comment about an account or card does not establish that a company offers good value on EUR/CHF.

Our company reviews separate published customer feedback from the prices collected here. They show the source, review date and whether the feedback covers money transfers or a wider business. Use those themes to form questions for the provider; use a current quote to judge the price of this particular transfer.

Compare two companies’ fees, access and customer feedback →

Sending CHF back the other way

The return journey, Switzerland to Euro area, is tested with CHF 800. That changes the sending market and the budget. A company available to customers in the Euro area may offer different products, fees or eligibility to customers in Switzerland.

Do not estimate the reverse transfer by turning an exchange rate upside down. Request a quote for the reverse direction, using its actual funding and payout methods. Compare the displayed fee and the amount the recipient will receive, including any disclosed receiving charges.

Compare Switzerland to Euro area →
COMPARE THE CONTEXT

How does this route compare?

Choose another route to compare the evidence collected today. A wider range of offers gives you more prices to check; it does not guarantee a cheaper transfer.

THIS ROUTE

Euro area → Switzerland

Amount tested
EUR 850
Recipient currency
CHF
Providers with a result today
0
Verified, standard bank offers today
0
Recipient amount spread
Not enough comparable evidence
See CHF offers and receipts →
COMPARISON ROUTE

Euro area → United States

Amount tested
EUR 850
Recipient currency
USD
Providers with a result today
0
Verified, standard bank offers today
0
Recipient amount spread
Not enough comparable evidence
See USD offers and receipts →

These routes use the same sending country, currency and test amount, which makes their coverage easier to compare. Recipient amounts in different currencies are not a common measure of value.

What does the spread measure?

We subtract the lowest recipient amount from the highest, divide by the highest, and express the difference as a percentage. The calculation needs at least two verified, standard bank-to-bank offers from today (UTC). It excludes introductory offers, indicative estimates and previous-day results. Each provider contributes its latest usable result.

This is the spread between our observed offers, not the exchange-rate margin or the total cost of sending money. Quotes can have different capture times and are not guaranteed to remain bookable. A zero spread means the included results match; it does not mean the transfer is free.

Comparison context prepared by the OMT research desk, 29 September 2026. Live figures use today’s UTC receipts; historical figures retain their stated study period.

BEFORE YOU PAY

Check the bank details for Switzerland

EU → CH · CHF bank-account payout

Account format21-character CH IBAN
Ask the recipient forRecipient name · IBAN
SWIFT/BICSometimes requested
Run a private format check +

Checked only in this browser. Nothing entered here is sent, logged or stored.

Full Switzerland checklistSWIFT guideBIC checker

A format match cannot confirm the recipient, account ownership or that a payment is safe. Transfer companies may use local rails and ask for fewer fields than a direct bank wire.

HISTORY

What providers quoted before today

A fresh rate replaces the headline figure, not the record behind it.

CheckedProvider and transfer caseQuoted recipient amountEvidence
16 Oct 2026, 01:25 UTCWise €850.00 · bank transfer to bank deposit · indicativeCHF 784.07View proof
16 Oct 2026, 01:25 UTCXe €850.00 · bank transfer to bank deposit · indicativeCHF 789.02View proof
16 Oct 2026, 01:16 UTCWestern Union €850.00 · bank transfer to bank deposit · indicativeCHF 743.63View proof
16 Oct 2026, 01:10 UTCCommerzbank €850.00 · bank transfer to bank deposit · indicativeCHF 768.13View proof
16 Oct 2026, 00:32 UTCPayPal €850.00 · bank transfer to bank deposit · indicativeCHF 752.73View proof
16 Oct 2026, 00:28 UTCOFX €850.00 · bank transfer to bank deposit · indicativeCHF 762.47View proof
15 Oct 2026, 20:40 UTCXoom €850.00 · bank transfer to bank deposit · indicativeCHF 773.40View proof
15 Oct 2026, 11:10 UTCDeutsche Bank €850.00 · bank transfer to bank deposit · indicativeCHF 752.37View proof
15 Oct 2026, 04:43 UTCWise €850.00 · bank transfer to bank deposit · indicativeCHF 786.10View proof
15 Oct 2026, 04:43 UTCXe €850.00 · bank transfer to bank deposit · indicativeCHF 791.09View proof
15 Oct 2026, 04:37 UTCPayPal €850.00 · bank transfer to bank deposit · indicativeCHF 755.81View proof
15 Oct 2026, 04:26 UTCOFX €850.00 · bank transfer to bank deposit · indicativeCHF 764.73View proof
15 Oct 2026, 04:10 UTCDeutsche Bank €850.00 · bank transfer to bank deposit · indicativeCHF 754.64View proof
15 Oct 2026, 04:10 UTCCommerzbank €850.00 · bank transfer to bank deposit · indicativeCHF 770.18View proof
15 Oct 2026, 03:27 UTCWestern Union €850.00 · bank transfer to bank deposit · indicativeCHF 748.71View proof
14 Oct 2026, 12:39 UTCXoom €850.00 · bank transfer to bank deposit · indicativeCHF 772.63View proof
14 Oct 2026, 00:25 UTCWise €850.00 · bank transfer to bank deposit · indicativeCHF 787.96View proof
14 Oct 2026, 00:25 UTCXe €850.00 · bank transfer to bank deposit · indicativeCHF 792.92View proof
14 Oct 2026, 00:10 UTCDeutsche Bank €850.00 · bank transfer to bank deposit · indicativeCHF 753.95View proof
14 Oct 2026, 00:10 UTCCommerzbank €850.00 · bank transfer to bank deposit · indicativeCHF 772.16View proof
13 Oct 2026, 23:44 UTCPayPal €850.00 · bank transfer to bank deposit · indicativeCHF 754.03View proof
13 Oct 2026, 23:10 UTCWestern Union €850.00 · bank transfer to bank deposit · indicativeCHF 746.34View proof
13 Oct 2026, 22:27 UTCOFX €850.00 · bank transfer to bank deposit · indicativeCHF 765.95View proof
13 Oct 2026, 15:48 UTCING Germany €850.00 · bank transfer to bank deposit · indicativeCHF 755.38View proof
REVIEWED BY

The names attached to this work

The checking desk produces the rate records. Finofin Limited is responsible for the published explanations and for correcting them when the evidence changes.

AR
Alon RajicPublisher and research leadBackground and responsibilities →
RG
Russell GousHead of contentBackground and responsibilities →