What SingX has shown on monitored routes
A win requires a completed, non-promotional quote at the same sending amount. Converter rates and modelled bank prices remain useful evidence, though neither is allowed to wear the winner's badge.
Where SingX makes sense
- Best for
- Singapore and supported Asia-Pacific transfers, including business payments.
- Less suitable for
- UK customers assuming that every SingX product is available from Britain.
- Where the rate cost sits
- SingX states that it does not add a foreign-exchange markup and uses live rates.
- What the fee tells you
- Transaction fees are separate. Its disclosure says roughly 0.5% is common for frequently traded pairs, with a wider 0.5% to 5% range across all routes.
- Delivery
- Local-remittance timing varies by currency and partner, with third-party delays possible.
- Access
- Web-based personal and business service centred on Singapore and other licensed sending markets.
How SingX's quote can flatter or disappoint
SingX offers a clean pricing idea: no FX markup, with the transaction fee shown separately. Its formal product disclosure adds the detail that the fee can vary widely and may be substantially higher for infrequently traded currencies.
That disclosure is useful because it resists the temptation to present one 0.5% number as universal. A £200-equivalent liquid pair and an illiquid destination do not carry the same wholesale, compliance or payout costs.
The service matters most for Singapore and regional customers. Our UK-oriented site keeps SingX in major corridors where public evidence is available, but it should not be presented as a universally accessible UK product.
Where it works well
- Separates rate and transaction fee
- Good Singapore and regional relevance
- Rate alerts and business capability
Where the value thins out
- Sending-country access is limited
- Infrequently traded currencies can cost materially more
- Third-party deductions may occur
The latest SingX figures we can reproduce
Each row is the newest record for that route. The receipt shows the provider screen or calculation behind it, including the time we saw it.
| Route | Sent | Visible fee | Amount delivered | Against the best completed quote | Receipt |
|---|---|---|---|---|---|
| Singapore → United Kingdombank transfer · bank deposit | SGD 1,280.00 | SGD 8.12 | £741.12Rate 0.579 | Calculator evidence | Open receipt31 Jul 2026, 08:13 UTC |
What to price beside SingX
Instarem has a serious Asia-Pacific footprint and useful business features. Its published fees start low, but the exchange margin and payment method still decide whether the recipient gets a good deal.
Read the Instarem rate review →Wise remains the cleanest yardstick for an ordinary bank transfer. It uses the mid-market rate and places its charge in view, so there is less detective work between the advertised rate and the amount delivered.
Read the Wise rate review →OFX is better suited to a property payment or business transfer than a quick £200 remittance. Human support is useful, though the executable rate usually sits behind registration rather than on the public page.
Read the OFX rate review →SingX's own pricing documents
These pages describe the published terms. The corridor table is gathered separately, so a provider's explanation never substitutes for the quote it gives us.